Electric commercial vehicles are becoming increasingly popular in the business sector. This makes sense, as they offer lower fuel costs, less maintenance and tax benefits. But as soon as you start thinking about electric commercial vehicle lease, questions arise that would never come up with a standard van: what happens to the battery? Who pays if its performance deteriorates? And what does the small print in your lease contract actually say?

In this article, we answer the most frequently asked questions about the battery in electric lease cars. Whether you’re looking to buy or lease a small van, or are searching for a double-cab commercial van for your team, the battery is a component you need to understand properly before you sign on the dotted line.

What is battery degradation in an electric commercial vehicle?

Battery degradation is the gradual loss of charging capacity in the battery of an electric commercial vehicle. A new battery charges up to 100% of its theoretical capacity. Over time and with use, this maximum capacity decreases, meaning that a fully charged battery will cover fewer kilometres than it did when you bought the vehicle or at the start of the lease.

This process is normal and inevitable in all lithium-ion batteries, including those in electric vans. The rate of degradation depends on several factors:

• The number of charge cycles the battery has undergone
• How often you fast-charge using a fast charger (DC charging)
• The average charge level; regularly charging to 100% accelerates wear and tear
• Extreme temperatures: both heat and freezing cold can damage the battery
• Driving style: aggressive acceleration and hard braking without regenerative braking

In practice, this means that after three to five years’ use, an electric company car may have a battery that retains only 80 to 90 per cent of its original capacity. That sounds like a significant loss, but for most business journeys, you’ll hardly notice it in day-to-day use. It is only on longer journeys or with intensive use that the difference becomes noticeable.

How quickly does the battery in a leased electric car wear out?

The battery in an electric lease car loses an average of two to three per cent of its capacity per year under normal business use. After a standard lease period of three to four years, the battery therefore still retains a healthy capacity of around 88 to 94 per cent. Faster deterioration occurs with intensive use, frequent fast charging or extreme conditions.

In a business context, there are a few situations that can accelerate wear and tear:

• A lot of kilometres per year: A courier who drives 300 kilometres a day uses up more charging cycles than a mechanic who covers 80 kilometres a day.
• Regular fast charging: Fast chargers are handy when you’re on the move, but DC fast charging puts more strain on the battery cells than slow charging via a wallbox or charging point.
• Battery always full or always flat: Batteries last longer if you charge them to between 20 and 80 per cent. Regularly charging them to 100% or letting them run almost flat accelerates degradation.

What can you do yourself to minimise wear and tear?

As a driver or fleet manager, you can actively help to extend battery life. Set the charging limit to 80 per cent for day-to-day use and reserve charging to 100 per cent for journeys where you need the extra range. Only use fast chargers when absolutely necessary and preferably charge at home or at the office using a standard charging point. Many modern electric vans have settings in the on-board computer or accompanying app that allow you to manage this easily.

Who is responsible for the battery during the lease period?

During the lease term, the leasing company is the legal owner of the vehicle and, consequently, of the battery as well. The lessee – that is, you as a company or business owner – is responsible for the correct use and routine maintenance of the vehicle. Damage caused by careless use or neglect is your responsibility; normal wear and tear resulting from use is borne by the leasing company or covered by the manufacturer’s warranty.

In practice, this varies from one lease agreement to another. With an operational lease, most risks are covered, including normal battery degradation. With a finance lease, you bear more of the risk yourself, much as you would if you owned the vehicle. It is therefore important, when entering into a lease agreement for an electric company car, to read carefully what the agreement says about:

• The definition of ‘normal wear and tear’ versus ‘damage’
• Who is responsible for the cost of battery repair or replacement?
• Whether a minimum capacity guarantee is included
• What is the procedure if the battery fails during the lease period?

If in doubt, always seek advice before signing. A contract in which responsibility for the battery is unclear may lead to unpleasant surprises when you return the vehicle.

What does the battery warranty cover for electric company cars?

The battery warranty for electric commercial vehicles usually covers situations where the battery capacity falls below a specified percentage within a certain period, often 70 or 75 per cent of the original capacity. Most manufacturers offer a warranty period of eight years or a certain number of kilometres, whichever comes first.

Exactly what the warranty covers varies depending on the make and model. Generally speaking:

• Capacity loss due to faulty cells or manufacturing defects is covered by the warranty
• Normal wear and tear resulting from use is not covered by the warranty, unless it exceeds the threshold value
• Damage caused by improper use, such as overloading or exposure to extreme conditions, is not usually covered by the warranty
• Some manufacturers offer more comprehensive warranties for business users or fleet customers

How does the battery warranty differ from one brand to another?

Brands such as Volkswagen, Mercedes-Benz, Ford and Renault each have their own warranty terms for electric vans. Volkswagen, for example, offers an eight-year or 160,000-kilometre warranty on the battery of the ID. Buzz Cargo, with a minimum capacity of 70 per cent. Renault applies similar terms for the Master E-Tech. When choosing a electric company car Always check the specific warranty terms and conditions for the model in question, as these can vary considerably.

What are the costs if the battery is damaged when it is returned?

If, when returning an electric lease car, you have caused damage to the battery that goes beyond normal wear and tear, the costs can be substantial. Depending on the make and model, replacing the battery in electric vans can cost several thousand euros. Leasing companies carry out a damage inspection upon return, during which the battery capacity is checked.

What counts as damage when returning the vehicle? This varies depending on the contract, but common situations include:

• Mechanical damage to the battery casing, for example caused by a collision or impact from below
• Proven misuse, such as bypassing the charging safety features or using unauthorised chargers
• A loss of capacity that goes significantly beyond the contractually agreed standard

How can you avoid unexpected costs when returning items?

The best protection is a clear contract with a defined description of normal wear and tear. When taking out the lease, ask for a written record of the battery’s initial condition, including a capacity test. This will give you a reference value when you return the vehicle. Some leasing companies also offer battery insurance as an add-on to the contract, which provides extra peace of mind should anything go wrong.

Is leasing an electric company car a good idea if you drive a lot?

Leasing an electric commercial vehicle is a smart choice if you drive a lot, provided your routes are predictable and you have access to charging infrastructure. With a high annual mileage, you’ll benefit most from the lower fuel costs and reduced maintenance requirements of an electric powertrain. However, it’s wise to manage battery wear and charging behaviour carefully during intensive use.

For business owners who cover many kilometres every day – such as couriers, service engineers or healthcare transport providers – the figures often add up. The benefits are clear:

• Lower energy costs per kilometre compared with diesel or petrol
• Less maintenance: no oil changes and less brake wear thanks to regenerative braking
• Tax benefits of electric driving in the business sector
• Lower environmental charges and access to zero-emission zones in cities

On the other hand, there are also points to bear in mind for frequent drivers. The battery wears out more quickly with frequent charging cycles, and if you rely on fast chargers every day, this will affect the battery’s health in the long run. You should also consider whether the range of your chosen model matches your longest daily route, rather than your average journey. A small electric van is ideal for urban distribution, whilst a double-cab van places different demands on the operating range for a team of professionals.

Which type of electric commercial vehicle is best suited to intensive use?

If you drive a lot, you’ll need a model with a larger battery capacity and an efficient charging strategy. Consider models with a battery capacity of 75 kWh or more, support for higher-power fast charging, and a range that suits your working area. Always discuss your annual mileage with the leasing company in advance, so that the contract is tailored to your usage and you don’t face any surprises when you return the vehicle.

How we can help you with electric commercial vehicle leasing

Choosing an electric commercial vehicle involves more than just comparing range and charging time. The battery, the warranty terms and the responsibilities set out in the lease agreement deserve just as much attention. We’re here to help you with this, from the initial consultation right through to the handover of the vehicle that’s truly right for your business.

Here’s what we offer:

• A wide range of electric commercial vehicles, from compact vans to larger double-cab models
• Personalised advice on which model suits your driving style, annual mileage and charging options
• Clear information on lease terms, warranty conditions and responsibilities
• Flexible leasing options, tailored to the needs of SMEs, the self-employed and fleet managers
• Over 60 years’ experience in commercial vehicles, now fully geared towards electric mobility

Would you like to find out which electric commercial vehicle is best suited to your situation? Please get in touch with us or take a look at our current offer online. We’d be happy to discuss this with you, with no obligation.

Electric commercial vehicles are becoming increasingly popular, particularly as the cost of fossil fuels continues to rise. However, the purchase price of an electric van or minibus is often higher than that of a comparable petrol or diesel model. Fortunately, there are various grants and tax schemes that make the switch a lot more attractive, even if you opt for an electric commercial vehicle lease.

In this article, we answer the most frequently asked questions about grants for electric company cars. Whether you’re a self-employed person, run a small SME or manage a fleet of vehicles, here you’ll find practical information on what’s available and how to make use of it.

What subsidies are available for electric company car leasing?

There are two main schemes available in the Netherlands for leasing electric commercial vehicles: the SEPP subsidy (Subsidy Scheme for Zero-Emission Passenger Cars and Vans) and the MIA/Vamil scheme (Environmental Investment Allowance and Discretionary Depreciation of Environmental Investments). Both schemes are available to business drivers, but they operate differently and have their own conditions.

In addition to these two main schemes, supplementary local grants are available in some local authorities and counties. North Brabant, for example, has in the past offered incentive schemes for business owners switching to zero-emission vehicles. It is therefore always a good idea to check with your local council or provincial authority to find out what additional support is available in your region.

If you’re thinking of buying or leasing a small van, it’s worth knowing that both schemes may also apply to lighter vehicles. The exact conditions depend on the weight and category of the vehicle. Always check the current conditions via the Netherlands Enterprise Agency (RVO), as subsidy budgets may run out or be adjusted annually.

How does the SEPP grant work for business drivers?

The SEPP grant is a direct purchase grant for electric delivery vans for business drivers. You apply for the grant via the RVO and receive a fixed amount per vehicle, provided the vehicle meets the specified requirements. The grant applies to both purchase and finance lease arrangements, in which case, as a business driver, you are the economic owner of the vehicle.

What are the conditions of the SEPP?

To be eligible for the SEPP grant, a number of specific conditions apply:

• The vehicle must be fully electric (not a plug-in hybrid).
• This is a delivery van with a maximum mass of up to 4,250 kg.
• You must submit the application before or shortly after the vehicle is registered in your name.
• The vehicle must be new or less than a certain age (check the current regulations with the RVO).
• You are registered as a business owner with the Chamber of Commerce.

Does the SEPP also apply to operating leases?

In the case of an operational lease, the leasing company is the legal owner of the vehicle. In that case, the leasing company can apply for the SEPP subsidy and factor this benefit into the lease term. It is important that you discuss this explicitly when signing a lease agreement, so that you can be sure the benefit actually goes to you and does not simply disappear into the lease company’s profit margin.

What is MIA/Vamil, and does this also apply to leasing?

MIA stands for Environmental Investment Allowance and Vamil for Discretionary Depreciation of Environmental Investments. Together, they form a tax scheme that allows business owners to claim an additional deduction from their profits for part of the investment in an environmentally friendly asset. For electric company cars, this can make a significant difference to the tax bill.

MIA entitles you to an additional tax deduction on top of the standard depreciation. Depending on the vehicle category and its environmental performance, you can deduct an additional percentage of the investment costs from your taxable profit. Vamil also offers the option to spread the depreciation freely over time, which provides a liquidity advantage in the year in which you make the investment.

Do the MIA/Vamil schemes also apply to lease agreements?

In principle, the MIA/Vamil scheme is intended for the owner of the business asset. In the case of a finance lease, where you are the economic owner, you can in many cases still make use of the scheme. The situation is different with an operational lease: in that case, the leasing company is the owner and you cannot apply MIA/Vamil yourself. Always discuss this with your accountant or tax adviser to determine which type of lease is most favourable for your situation from a tax perspective.

How much of a grant can you get for an electric company car?

The exact amount of the subsidy varies depending on the scheme and the vehicle. Under the SEPP scheme, you receive a fixed amount per electric van, whilst under the MIA/Vamil scheme you benefit from a tax relief that depends on your profit and the amount invested. In practice, combining both schemes can result in a substantial financial benefit per vehicle.

In practical terms, it works as follows: the SEPP grant is a direct payment that you receive once your application has been approved. The MIA tax relief is applied indirectly via your tax return. If you purchase an electric commercial van with double cabin Although the purchase price may be higher than that of a standard small van, the tax relief available is correspondingly greater.

Please bear in mind that grant budgets are limited and are allocated on a first-come, first-served basis. In the past, SEPP budgets have sometimes been exhausted early in the year. You should therefore apply as early as possible and ensure that your documentation is in order. The RVO website provides up-to-date information on the remaining budgets for each scheme.

Are self-employed people and SMEs also eligible for a grant?

Yes, both self-employed individuals and SME business owners are eligible for the available grants, provided they are registered with the Chamber of Commerce and use the vehicle for business purposes. The SEPP grant makes no distinction based on company size: even a sole trader with just one van can apply.

For self-employed people, it is important to carefully consider the tax benefits of MIA/Vamil. If, as a self-employed person, you have little taxable profit, the tax deduction is less valuable. In that case, the direct SEPP grant may, relatively speaking, have a greater impact on your total costs. SMEs with multiple vehicles in their fleet can apply the schemes on a per-vehicle basis, which can quickly add up to a significant total benefit.

What do you need to sort out as a self-employed person or SME owner?

To claim the grants as a self-employed person or SME, follow these steps:

1. Check whether the vehicle you are interested in is on the RVO list of eligible vehicles.
2. Submit the SEPP application via the RVO portal, preferably before or immediately after purchase or registration in your name.
3. Notify the RVO of the investment for MIA/Vamil within three months of entering into the commitment.
4. Include the MIA deduction in your tax return via your accountant.
5. Keep all invoices and contracts as evidence.

When is leasing an electric company car a financially attractive option?

Leasing an electric commercial vehicle makes financial sense if you can offset the longer lease term with lower energy costs, reduced maintenance and tax benefits. For many business owners who drive within a limited range on a daily basis and have access to charging facilities, the switch is already cost-effective in the short term.

The financial considerations depend on a number of factors:

• Handling: If you do a lot of short city journeys, you’ll get the most out of the low energy costs of electric driving.
• Charging options: Charging at home or at work is cheaper than using public charging points; this has a direct impact on running costs.
• Grants: If the SEPP grant is factored into the lease term, the monthly payment is reduced straight away.
• Tax situation: The MIA/Vamil scheme provides greater benefits the higher your taxable profit is.
• Contract duration: With a longer lease term, you spread the higher purchase costs over more months, which reduces your monthly payments.

A double-cab commercial van or a specialised vehicle, such as a refrigerated van, represents a greater investment, but the savings on energy and maintenance are correspondingly greater. Always calculate the total cost of ownership (TCO) over the entire lease term and take any available subsidies into account.

How we can help you with electric commercial vehicle leasing

At Van den Hurk Commercial Vehicles, we’re happy to help you make the right choice when it comes to leasing electric commercial vehicles. We have over 60 years’ experience in the sector and know the business market in North Brabant well. Our approach is practical and personalised:

• We’ll discuss your driving profile and business needs to select the right vehicle, whether that’s a small van, a double-cab commercial van or a specialised electric vehicle.
• We will provide you with information on the current grants and tax schemes that apply to your situation.
• We offer flexible leasing options to suit your budget and growth plans.
• We’ll guide you every step of the way, from initial advice right through to delivery, so you don’t miss a single step in the application process.

Would you like to find out what leasing electric company cars could mean for your business? Please get in touch with us for a no-obligation chat. We’d be happy to help you explore your options and ensure you make the most of the available schemes.

For many business owners and self-employed people, a small van is essential for their day-to-day work. But the question isn’t always whether you need one, but how best to finance it. Buying gives you ownership, but leasing offers flexibility and financial benefits that are more appealing to many businesses. In this article, we answer the most frequently asked questions about leasing a small van, so that you can make an informed choice.

Whether you’re looking for a compact van for small deliveries, considering an electric commercial vehicle lease, or simply want to know how leasing compares to buying a small van: you’ll find clear answers here. We’ll take you through everything you need to know, step by step.

Can you lease a small van instead of buying one?

Yes, you can lease a small van rather than buying one. Leasing is actually a very common form of financing for business drivers. You pay a fixed monthly amount to use the vehicle, without having to own it yourself. This applies to both new and used small vans.

Leasing works differently from buying, but the end result is the same: you drive a reliable commercial vehicle that suits your business needs. The main difference lies in the financial arrangement and who retains ownership of the vehicle. When you buy, you pay the full amount (possibly via a loan); when you lease, you pay for the use of the vehicle over an agreed period, usually two to five years.

Leasing is available for virtually all types of small vans, from compact city vans to commercial buses with double cab or an electric version. Both finance leases and operating leases are common options for SME business owners and the self-employed.

What are the differences between a finance lease and an operating lease?

Finance leases and operating leases are the two main types of leasing for company cars. In the case of financial lease you finance the purchase of the vehicle through a leasing company and become the economic owner. When operational lease You hire the vehicle for a fixed period and return it at the end of the term, with no risk of ownership.

Finance lease: ownership through finance

With a finance lease, you enter into a finance agreement under which you can take ownership of the vehicle at the end of the term at its residual value. You are listed as the economic owner on the balance sheet and depreciate the vehicle. This makes a finance lease an attractive option for business owners who wish to eventually become the owners of their small delivery van.

The monthly costs for a finance lease are generally lower than for an operational lease, but you bear the residual value risk yourself and are responsible for maintenance and insurance. For self-employed people and small businesses that want to keep costs under control, this requires extra planning.

Operating lease: all-in-one convenience

An operational lease is a more comprehensive, hassle-free solution. You pay a fixed monthly amount which, in addition to the finance, also covers maintenance, insurance and, in some cases, a replacement vehicle. At the end of the lease term, you simply return the van. The residual value risk lies with the leasing company, not with you.

This makes operational leasing a popular choice among companies that want to manage their vehicle fleet without any surprises. The monthly payments are higher than with financial leasing, but you know exactly where you stand. For a electric commercial vehicle lease An operational lease is often a sensible choice, as technology evolves rapidly and you can easily switch to a newer model at the end of the lease term.

How much does it cost to lease a small van?

The cost of leasing a small van varies, but for an operational lease you can generally expect a monthly payment of between 300 and 700 euros, depending on the make, model, lease term, annual mileage and the package of services included. A finance lease usually involves lower monthly payments, but maintenance and insurance are not included.

Several factors determine what you ultimately pay:

• Vehicle type: A compact city van is cheaper than a double-cab commercial van or a refrigerated van.
• New or second-hand: Second-hand vans have lower lease rates than new vehicles.
• Duration: A longer term reduces your monthly payments, but you’re tied into the agreement for longer.
• Annual mileage: The more kilometres you drive, the higher the rate. If you drive more than agreed, you’ll pay a surcharge for the extra kilometres.
• Down payment: A higher deposit will reduce your monthly lease payment.
• Electric or petrol: Leasing an electric company car can sometimes involve higher monthly payments, but you’ll save on fuel and benefit from tax advantages.

Always consider the full picture over the entire term, not just the monthly payments. With a finance lease, be sure to factor in the costs of maintenance, insurance and road tax to make a fair comparison with an operational lease.

When is leasing a van more cost-effective than buying one?

Leasing is more cost-effective than buying if you prefer to use your available capital for your business operations, if you need a new vehicle every few years, or if you want to be able to plan your costs in full. Buying is more cost-effective if you intend to use the vehicle for a long time and do not want to pay any finance costs.

Situations in which leasing is the better option

For start-up entrepreneurs and self-employed people, leasing is often an attractive option because it means you don’t have to make a large upfront investment. You can keep your working capital free for other expenses. Furthermore, under an operational lease, lease payments are fully deductible as business expenses, which provides an immediate tax benefit.

Even if you regularly need a different vehicle – for example, because your business is growing or changing – leasing offers greater flexibility. At the end of the lease term, you can simply choose a different model, such as a larger double-cab commercial van or, conversely, a more compact electric version.

Situations where it’s smarter to buy

If you’re thinking of buying a small van and plan to use the vehicle for five years or more, buying it outright may work out cheaper in the long run. You won’t pay any finance mark-up and, once the loan is repaid, you’ll no longer have any monthly payments. What’s more, you can customise the vehicle yourself, trade it in or sell it whenever you like.

Buying is also a better option if you drive a lot of kilometres and therefore exceed the standard lease mileage limits. Excess mileage charges under a lease can significantly increase the total cost. Always work out both scenarios before making a decision.

How does the process of applying for a lease on a small van work?

Applying for a lease on a small van involves a number of steps: you choose a vehicle, request a quote, undergo a credit check and sign the lease agreement. If the application is approved, the whole process often takes just a few working days to a week.

Here’s how it works in practice:

1. Choose a vehicle: Decide which type of small van is best suited to your work. Consider its load capacity, driving range (for electric models) and whether you need a double cab.
2. Request a quote: Please specify the desired lease term, annual mileage and any additional services. You will receive a bespoke monthly rate.
3. Credit check: The leasing company will assess your financial situation. For self-employed people and start-up entrepreneurs, this may sometimes require additional documentation, such as annual accounts or tax returns.
4. Signing the contract: Once approved, you sign the lease agreement. Pay close attention to the terms and conditions regarding mileage, damage and early termination.
5. Episode: The vehicle will be delivered to you or you can collect it. With an operational lease, everything is taken care of; with a finance lease, you arrange the insurance and maintenance yourself.

Please bear in mind that a lease for a used van may have different terms and conditions to a lease for a new vehicle. Always ask for a full breakdown of the total costs over the term of the lease, including any charges for excess mileage and final instalments.

Which small vans are best suited to leasing?

The most suitable small vans for leasing are models with a reputation for reliability, low running costs and a stable residual value. Popular choices include the Volkswagen Caddy, Renault Kangoo, Ford Transit Connect, Citroën Berlingo and the Mercedes-Benz Citan. Electric versions such as the Renault Kangoo E-Tech and the Volkswagen ID. Buzz Cargo are rapidly gaining ground.

What makes a small van suitable for leasing? That depends on a number of factors:

• Residual value: Vehicles with a high residual value have lower lease rates. Brands with a strong market position perform well in this respect.
• Maintenance costs: Reliable models with low running costs are more attractive to leasing companies and therefore cheaper for you.
• Purpose of use: If you’re driving in town, opt for a compact van. If you’re transporting both people and goods, a double-cab commercial van is a better choice.
• Electric or fossil fuel: For urban entrepreneurs, leasing an electric commercial vehicle is becoming increasingly attractive, particularly given the expanding charging infrastructure and the tax benefits associated with zero-emission driving.

When making your choice, always enquire about stock availability and delivery times. Some popular models have long waiting times, whilst used vans are available immediately and are also offered on a lease basis.

How we can help you lease a small van

At Van den Hurk Commercial Vehicles, we’re happy to help, whether you’re looking to buy or lease a small van. With over 60 years’ experience in the Helmond and North Brabant region, we know the business market inside out. Here’s what we can do for you:

• Personalised advice on the best leasing arrangement for your situation, whether you’re self-employed or manage a larger fleet
• A wide range of small vans, including electric commercial vehicles, double-cab commercial vans and specialised vehicles such as refrigerated vans
• Flexible options for both finance leases and operating leases, tailored to your budget and driving habits
• Transparent pricing with no hidden costs, so you know exactly where you stand
• Support from initial consultation through to delivery, with a customer-focused approach tailored to your business

Would you like to know how much it would cost to lease a small van? Please get in touch with us or take a look at our current offer. We’re happy to work with you to find a solution and ensure you’re driving a vehicle that suits your work and ambitions.

A double-cab commercial van is a smart choice for many business owners, but not always the most obvious one. If you need to transport both people and goods, this type of vehicle offers a combination that a standard van or passenger car simply cannot provide. Whether you work in the construction industry, provide healthcare transport or have a growing team, a double-cab commercial van is well worth considering.

In this article, we answer the most frequently asked questions about double-cab pick-ups: from exactly what they are to when buying or leasing is the best option. This will help you make an informed decision that suits your work and budget.

What is a double cab company bus?

A double-cab commercial van is a van or light goods vehicle with two rows of seats in the cab, combined with a load compartment or open flatbed at the rear. The vehicle usually accommodates four to six people whilst also featuring a functional load area for equipment, tools or goods.

The main difference compared to a standard delivery van lies in the layout. In a standard delivery van, the entire space behind the driver is used as a load compartment. In a double cabin Part of that space has been converted into a second row of seats, allowing you to carry both passengers and cargo at the same time. This type of vehicle is available as a closed van, but also as a pick-up with an open load bed.

What varieties are there?

The double cab is available in various versions, depending on its intended use:

• Enclosed double-cab delivery van: suitable for transporting both staff and goods, with a enclosed cargo area
• Double-cab pick-up: popular in sectors such as construction and agriculture, with an open load bed for large or heavy materials
• Combi version: a hybrid design in which the load compartment is accessible from the cab

The choice of a specific model depends on what you transport on a daily basis and how many people need to be carried. For many small and medium-sized businesses, buying a small double-cab van is therefore a practical all-in-one solution.

For which professions and sectors is a double cab suitable?

A double cab is best suited to professions where you need to transport both a team of staff and equipment at the same time. These include contractors, fitters, roofers, landscapers and road builders. However, there are also sectors outside the construction industry that benefit greatly from this type of vehicle.

In the healthcare sector, we see the double cab being used as an adapted transport solution, sometimes combined with wheelchair accessibility. Logistics companies that deploy several delivery drivers simultaneously on a single route use this vehicle to operate more efficiently. And for self-employed people who occasionally take a colleague or intern with them, the double cab offers greater flexibility than a standard delivery van.

Typical users by sector

• Construction and installation: several tradespeople, plus tools and materials, all in one trip
• Green spaces and landscape: moving the team and machinery at the same time
• Patient transport: care workers and service users together, sometimes with adapted access
• Events and facilities services: staff and supplies to the site
• Agricultural: seasonal staff and equipment at the farm or out in the fields

In short, the double cab is relevant to any business owner who needs to transport both people and equipment. It is not a niche vehicle, but a versatile work vehicle that proves its worth on a daily basis across many sectors.

What are the advantages of a double-cab van compared to a standard van?

The biggest advantage of a double-cab van over a standard delivery van is that it combines passenger transport and load capacity in a single vehicle. You don’t need a separate car for staff, nor a separate van for equipment. That saves on costs, fuel and planning headaches.

As well as the practical benefits, there are also operational advantages. Your team travels to the site together, which enhances communication and collaboration. Furthermore, a single vehicle is cheaper in terms of maintenance, insurance and road tax than two separate vehicles.

Overview of the key benefits

• Efficiency: a single journey for people and equipment, fewer kilometres and lower fuel costs
• Cost savings: one vehicle instead of two, lower total cost of ownership
• Team cohesion: Staff travel together, which makes the working day run more smoothly
• Flexibility: In some models, the second row of seats folds down, allowing you to temporarily increase the boot space
• Image: A well-equipped company van conveys a sense of professionalism to customers

A standard delivery van offers more load space if you never carry passengers. But as soon as you start working with a team on a regular basis, the benefits of a double cab outweigh the loss of load capacity.

When is a double-cab vehicle tax-efficient?

A double-cab commercial van can offer tax advantages if the vehicle qualifies as a delivery van for tax purposes and you use it predominantly for business purposes. In that case, it falls outside the additional tax liability scheme for passenger cars, which offers a significant advantage over a passenger car or MPV.

The Tax and Customs Administration applies specific criteria to determine whether a vehicle is classified as a delivery van. The load compartment must meet certain dimensions, and the layout of the cabin is also a factor. A double-cab vehicle is not automatically regarded as a van. You should therefore always have this checked when purchasing a vehicle, so that you do not face any unpleasant surprises.

What do you look out for during a tax assessment?

• Load space requirement: The load compartment must be at least a certain length, width and height to qualify as a van
• Usage: Private use exceeding 10% may result in a tax addition, even for a delivery van
• Journey log: If there is any doubt about private use, it is advisable to keep a comprehensive log of journeys
• Electric double-cab: in the case of a electric commercial vehicle lease different additional tax rates apply, which may be particularly advantageous

Always consult a tax adviser or accountant before making a decision based on tax benefits. The rules may change, and your company’s specific circumstances will determine what is most favourable for you.

Are you buying or leasing a double-cab commercial van?

Whether it’s better to buy or lease depends on your cash flow, how long you intend to use the vehicle, and whether you want to take advantage of the tax benefits of leasing. Leasing offers fixed monthly payments and few surprises, whilst buying may work out cheaper in the long run if you keep the vehicle for a long time.

With an operating lease, you pay a fixed monthly amount and maintenance is often included. This gives you a clear overview and prevents unexpected costs. A finance lease is more like buying on hire purchase: you own the vehicle and bear the risks associated with maintenance and depreciation yourself.

Buying: when is it a good idea?

Buying is a good option if you plan to keep a vehicle for a long time, if you can snap up a second-hand double-cab at a bargain price, or if you don’t want any monthly commitments. Buying a second-hand small van can significantly reduce the upfront cost, especially if you’re prepared to put a bit more effort into maintaining it yourself.

Leasing: when is it a sensible option?

Leasing is an attractive option if you want to have a new or reliable vehicle at your disposal at all times without having to make a large upfront investment. Leasing electric commercial vehicles is growing in popularity, partly because the lower tax liability and subsidies make it financially attractive. For businesses striving to meet sustainability targets, this is a worthwhile option to consider.

What should you look out for when buying a second-hand double-cab pick-up?

When buying a second-hand double-cab pick-up, you should check the mileage, the service history, the condition of the load area and how well the second row of seats works. You should also check that the vehicle documents are in order and that the vehicle still complies with the environmental zones in your region.

A second-hand commercial van has often already been put through its paces in a demanding working environment. This means that wear and tear can occur in specific areas that are less of a concern in a passenger car. Examples include the load floor, the cargo area door hinges and the suspension when carrying heavy loads.

Checklist for a second-hand double-cab pick-up

• Mileage and age: High mileage isn’t necessarily a problem if there is evidence that the vehicle has been properly maintained
• Maintenance booklet: Always ask for the full service history
• Condition of the load compartment: check for rust, damage and the condition of the floor
• Second row of seats: Check the seat belts, the seat locks and whether the doors open properly
• MOT and low-emission zones: Check the MOT date and whether the vehicle is permitted in the areas where you are driving
• Electrical systems: Lighting, central locking and any refrigeration systems must be in good working order
• Test drive: Always take the car for a test drive and listen out for any unusual noises, check the brakes and observe how the car handles under load

If in doubt, have the vehicle inspected by an independent mechanic. The cost of an inspection is a small investment compared with an expensive repair later on.

How we help you choose the right commercial double cab van

We offer a wide range of range of commercial vehicles, including several double-cab models. Whether you’re looking for a second-hand double-cab at a competitive price, want to lease a new commercial van, or need advice on tax options, we’d be happy to help.

What we offer:

• A large, diverse range of commercial vehicles, including double-cab models in various configurations
• Personalised advice from our specialists, tailored to your sector and specific needs
• Flexible leasing and purchase options for the self-employed, SMEs and larger vehicle fleets
• A handy stock alert service, so you are the first to know about new offers
• More than 60 years of experience in the Helmond and North Brabant region

Would you like to know which double-cab model is best suited to your business? Please get in touch with us or view our current range online. We’d be happy to help you make the right choice.

If you need a commercial vehicle, you’ll soon find yourself faced with a choice: should you go for a van or a minibus? Both vehicles cater to the business market, but they’re designed for very different situations. Whether you want to buy a small van for daily deliveries or, on the other hand, a minibus with double cabin If you’re looking to expand your team, it’s worth making sure you fully understand the differences before making a decision.

In this article, we answer the most frequently asked questions about delivery vans and commercial vans. From driving licences and dimensions to costs and the choice between buying and leasing an electric commercial vehicle: by the end of this article, you’ll know exactly which vehicle suits your situation.

What is a delivery van and what is a commercial van?

A delivery van is a vehicle with an enclosed or open load area, primarily intended for the transport of goods. A people carrier is designed to carry several people, often combined with a load area. The difference therefore lies in the primary purpose: goods versus people.

What exactly is a delivery van?

A delivery van, also known as a light commercial vehicle or panel van, has an enclosed load compartment behind the driver’s cab. Examples include well-known models such as the Volkswagen Transporter, Ford Transit or Mercedes-Benz Sprinter. They are designed to transport goods, materials or tools. The load compartment is accessed via rear doors or a side door and has no passenger seats.

Delivery vans come in various sizes: from small city vans to large, high-roof models designed for heavy loads. They are popular with couriers, construction firms, fitters and other businesses that need to transport materials on a daily basis.

What exactly is a company van?

A company van, also known as a multi-purpose vehicle or passenger van, has several seats and is suitable for transporting groups of people. Examples include a minibus for healthcare transport, a coach for group travel or a double-cab van, which can carry both passengers and goods. The double-cab commercial van is a popular choice for businesses where an entire team needs to travel to the work site.

Company minibuses are widely used by healthcare providers, construction firms with larger teams, taxi and transport companies, and businesses that regularly transport staff. The combination of seating and load space makes them versatile, but also requires a different approach when it comes to driving licences and regulations.

What are the main differences in terms of use and application?

The main difference in use lies in their primary purpose: a delivery van transports goods, whilst a people carrier transports people. This determines not only the vehicle’s layout, but also the regulations, the driving licence you need and the costs involved.

Typical uses of a van

Vans are the workhorses of small and medium-sized enterprises. They are used for:

• Parcel delivery and courier services
• Construction, installation and maintenance (please bring your own tools and materials)
• Catering and event logistics
• Refrigerated transport by refrigerated lorries
• Small removals and the transport of bulky goods

The load compartment takes centre stage. You can customise the van to suit your work: with shelves, drawers, refrigeration or a layout tailored to your industry.

Typical uses of a company minibus

A commercial van is designed for passenger transport, whether or not combined with goods. Common uses include:

• Healthcare transport and wheelchair transport
• Group transport for construction crews or installation teams
• Taxi and passenger transport
• School transport and day care
• Company outings and group trips

A double-cab commercial van offers the best of both worlds: you can transport a team whilst still having space to carry materials. This makes them particularly useful for companies in the construction or engineering sectors.

What driving licence do you need to drive a van or a minibus?

For a van weighing up to 3,500 kg, a Category B driving licence is sufficient. For a minibus, the required driving licence depends on the number of seats and the total weight. If you are driving a coach with more than 8 passenger seats, you will need a D driving licence. For vehicles weighing between 3,500 and 7,500 kg, a C1 driving licence is required.

Driving licence for a van

Most delivery vans fall into the category with a maximum authorised mass of up to 3,500 kg. A Category B driving licence is sufficient for these, which virtually every driver already holds. Some heavier vans or vans with a trailer may exceed 3,500 kg. In that case, you will need a BE or C1 driving licence, depending on the combined weight.

Always check the vehicle’s maximum authorised mass (MAM) before getting in. This is stated on the vehicle registration certificate. If you drive a vehicle that is heavier than your driving licence permits, you risk a fine and problems with your insurance.

Driving licence for a minibus

Different rules apply to commercial vans. The required driving licence category depends on two factors: the number of seats and the gross vehicle weight.

• Driving licence B: Vehicles weighing up to 3,500 kg with a maximum of 8 passenger seats
• Driving licence C1: Vehicles weighing between 3,500 and 7,500 kg
• Category D driving licence: Buses with more than 8 passenger seats, regardless of weight
• Driving licence D1: Smaller buses with up to 16 seats

If you use the bus for commercial passenger transport, additional requirements under the Passenger Transport Act also apply. These include a driver’s licence and a medical examination. Always check the current regulations via the RDW (National Road Traffic Authority).

What are the differences in dimensions and load capacity?

Vans and minibuses differ considerably in terms of dimensions and load capacity. Vans are optimised for maximum load space, whilst minibuses sacrifice some of that space for extra seating. On average, a van has a higher load capacity than a comparable minibus.

Dimensions and load capacity of vans

Vans come in three main sizes:

• Small (compact van): Load capacity of approximately 3 to 5 cubic metres, suitable for urban distribution. Examples: Volkswagen Caddy, Citroën Berlingo.
• Medium: Load volume of 6 to 10 cubic metres, the most common category. Examples: Ford Transit Custom, Renault Trafic.
• Large: Load volume of 10 to 17 cubic metres, for heavy loads or large volumes. Examples: Mercedes-Benz Sprinter, Volkswagen Crafter.

The payload ranges from around 600 kg for small city vans to over 1,500 kg for larger models. The length varies from around 4 metres to over 6 metres for the longest versions.

Dimensions and load capacity of commercial vans

Company minibuses are generally larger than vans because of the extra seats. A minibus or double-cab company minibus is between 5 and 8 metres long. The load capacity is lower than that of a comparable delivery van, as part of the weight and space is taken up by the passenger compartment.

A double-cab delivery van usually has 4 to 6 seats at the front and a more limited load space at the rear. This makes the vehicle versatile, but its load capacity is lower than that of a pure goods vehicle with the same external dimensions.

When should you choose a delivery van and when a people carrier?

Choose a delivery van if transporting goods is your main activity. Choose a people carrier if you regularly transport several people, whether or not this is combined with carrying materials. The choice depends on your day-to-day operations, the number of staff you carry and the amount of cargo you transport.

Situations in which a van is the right choice

A delivery van is a good fit for your situation if:

• You transport goods, materials or tools on a daily basis
• Whether you’re driving on your own or with one colleague
• You need the maximum load capacity
• If you want to fit out the van with shelves, loading boards or refrigeration
• You want to buy a small van for city driving and narrow streets

In most cases, a self-employed person in the construction industry or a courier is better off with a good delivery van than a commercial van. The lower purchase price and higher load capacity make this the more practical choice for transporting goods.

Situations in which a company van is the right choice

A company van is the better choice if:

• Transporting your staff to work sites
• You work in healthcare transport or wheelchair transport
• You transport a team of four or more people every day
• You want to transport both people and materials (double cab)
• Offering group transport as a service

For companies in the healthcare, construction or logistics sectors that need to transport teams, a double-cab company van offers a useful combination of passenger comfort and load capacity. It means you don’t need two separate vehicles.

How much does a delivery van or commercial van cost on average?

The price of a van ranges from around 10,000 euros for a second-hand small van to over 60,000 euros for a new large model. A commercial minibus costs more on average: a second-hand minibus starts at around 15,000 euros, whilst new models with specialised fittings can easily cost 80,000 euros or more.

Costs of a delivery van

The price depends on the size, age, brand and model. General guidelines:

• Small, second-hand van: From around 8,000 to 15,000 euros
• Medium-sized van (second-hand): 15,000 to 30,000 euros
• New medium-sized van: 30,000 to 50,000 euros
• Electric van (new): 40,000 to 65,000 euros, depending on the model

Leasing an electric commercial vehicle is becoming increasingly popular as an alternative to buying. With an operational lease, you pay a fixed monthly amount, and maintenance and insurance are often included. This significantly lowers the barrier to driving an electric vehicle, particularly for SMEs that wish to spread the high purchase price of an electric van over time.

Costs of a company minibus

Commercial vans are generally more expensive than comparable delivery vans due to their more complex layout and larger size. Guide prices:

• Second-hand minibus or commercial van: From 15,000 to 35,000 euros
• New double-cab company van: 40,000 to 70,000 euros
• Special-purpose vehicles (wheelchair-accessible bus, care bus): Can amount to 100,000 euros or more

As well as the purchase price or lease term, you should also take into account insurance, road tax and maintenance. Insurance costs may be higher for commercial vans with more seats. You should therefore always compare the total running costs, not just the purchase price.

How we can help you choose between a delivery van and a people carrier

The choice between a delivery van and a people carrier isn’t always black and white. It depends on the nature of your work, the number of people you carry, the required load capacity and your budget. We’d be happy to help you weigh up your options, drawing on over 60 years’ experience with commercial vehicles in the Helmond and North Brabant region.

What we can do for you:

• Personalised advice based on your business activities and day-to-day use
• A wide range of used and new vans and commercial buses, including electric vehicles, wheelchair-accessible buses and refrigerated vans
• Flexible financing options, including operational leases for electric commercial vehicles
• Help with finding a small delivery van to buy or a double-cab commercial van via our stock alert service
• Transparent prices with no hidden costs

Want to know which vehicle best suits your situation? Contact us or take a look at our current offer. We are happy to think with you.

Electric company cars are becoming increasingly popular in the Dutch business sector. This is not only because of their lower emissions, but also because leasing an electric company car can be financially attractive due to tax benefits and lower fuel costs. Nevertheless, virtually every business owner wonders: what does leasing an electric company car actually cost per month?

In this article, we answer the most frequently asked questions about leasing electric commercial vehicles. Whether you want to buy or lease a small van, are looking for a double-cab commercial van, or simply want to know whether electric leasing is a viable option for your business: you’ll find clear, straightforward answers here.

What is the average monthly cost of leasing an electric company car?

The average monthly lease payment for an electric commercial vehicle is roughly between 400 and 900 euros per month, depending on the type of vehicle, the lease term and the lease contract chosen. A compact electric van, such as a Renault Kangoo E-Tech or Citroën ë-Berlingo, is generally cheaper to lease than a larger electric double-cab commercial van.

For a small electric van, you’ll pay an average of between 400 and 600 euros a month under an operational lease. Medium-sized electric commercial vehicles, such as a Volkswagen ID. Buzz Cargo or a Ford E-Transit, can easily cost over 600 euros. Heavier models or versions with extra load capacity can cost up to 900 euros or more per month. Please note that these amounts are exclusive of VAT and vary significantly depending on the factors discussed below.

What is included in the monthly lease payment?

With an operational lease, the monthly payment often includes several services, such as maintenance, insurance, road tax and, in some cases, a charging card. With a finance lease, you usually only pay for the financing of the vehicle and are responsible for maintenance and insurance yourself. It is therefore important, when comparing lease prices, to check carefully what is and isn’t included in the package.

What factors determine the monthly lease payment for an electric company car?

The monthly lease payment for an electric company car is determined by several factors: the list price of the vehicle, the term of the contract, the annual mileage, the residual value and the type of lease contract. Together, these factors determine how much you pay each month.

Below is a list of the key factors:

• Catalogue value: A more expensive vehicle means higher monthly costs. Electric company cars often have a higher purchase price than comparable diesel vehicles, which is reflected in the lease price.
• Duration: The longer the term (usually 36, 48 or 60 months), the lower the monthly costs. A shorter term offers greater flexibility, but results in higher monthly payments.
• Annual mileage: Higher annual mileage increases the monthly payment, as the vehicle’s residual value decreases. If you drive more than 30,000 kilometres a year, you’ll notice this straight away in your monthly instalment.
• Residual value: Historically, electric vehicles have had a less predictable residual value. Leasing companies take this into account in their calculations.
• Type of lease agreement: An operational lease is generally more expensive per month, but is an all-inclusive option, whereas a financial lease has lower monthly payments but requires more personal responsibility.
• Brand and model: A double-cab van costs more than a standard van with a load compartment, even when leased.

By carefully weighing up all these factors, you can find a lease contract that suits your driving habits and business operations.

What is the difference between a finance lease and an operating lease for electric company cars?

With a finance lease, you finance the vehicle and become the economic owner, whereas with an operational lease, you hire the vehicle, including services such as maintenance and insurance. A finance lease has lower monthly payments but involves greater personal responsibility. An operational lease is all-inclusive and offers greater peace of mind, but costs more each month.

Finance lease: ownership and responsibility

With a finance lease, you enter into a finance agreement for the electric company car. You pay a monthly instalment and, at the end of the term, you can purchase the vehicle for a pre-agreed residual value. You are responsible for maintenance, repairs and insurance. This makes a finance lease an attractive option if you ultimately wish to own the vehicle or if you already have a reliable maintenance partner.

Operational lease: a comprehensive solution from A to Z

With an operational lease, you hire the vehicle for a fixed period and pay a fixed monthly all-inclusive amount. Maintenance, insurance, road tax and, in some cases, a charging card are included in the price. At the end of the term, you return the vehicle. This is popular with self-employed people and SMEs who want to avoid surprises and keep their costs predictable. You do not build up any ownership, but you also do not run the risk of a decline in residual value.

When it comes to electric company cars, many business owners opt for an operational lease, partly because the technology is evolving rapidly and, at the end of the lease term, you can easily switch to a newer model with a longer range.

What tax benefits apply to leasing an electric company car?

Leasing an electric company car offers several tax benefits. The VAT on the lease costs is deductible for business owners, the additional tax liability for private use is lower than for fossil-fuel vehicles, and electric company cars are exempt from road tax. Taken together, these benefits can significantly reduce the total monthly costs.

The main tax benefits at a glance:

• VAT deduction: As a VAT-registered business, you may deduct the VAT on your lease payments, provided the vehicle is used for business purposes. This makes an immediate difference to your monthly net costs.
• Lower additional tax liability: Fully electric company cars are subject to a lower additional tax liability than diesel vehicles. The exact percentages are adjusted annually by the government, so it is worth checking the current rules with the Tax and Customs Administration.
• Exemption from motor vehicle tax (MRB): Electric vehicles are currently exempt from road tax. Please note: the government plans to phase out this exemption gradually over the coming years.
• Environmental Investment Allowance (MIA): When purchasing or taking out a finance lease on an electric commercial vehicle, you may be eligible for the MIA, which allows you to claim an additional percentage of the investment as a tax deduction.

Always consult a tax adviser or accountant regarding your specific situation, as the regulations change regularly and the benefits depend on your business structure and VAT status.

When is it more cost-effective to buy an electric company car rather than lease one?

Buying is more cost-effective than leasing if you intend to use the vehicle for the long term, have sufficient capital or borrowing capacity, and the total cost of ownership is lower than the sum of all the lease instalments. Leasing is a more attractive option if you value flexibility, peace of mind and a predictable monthly budget more highly than ownership.

When weighing up the options of buying versus leasing, the following situations are relevant:

• Buying is a good option if: if you’ve been using the vehicle for more than five years, you can claim back the full amount of VAT, you have the capital to invest, and you want to arrange maintenance and insurance yourself at low cost.
• Leasing is a good option if: if you want to spread your monthly costs, remain flexible so you can switch to a newer model after three to four years, or if you don’t want to make a large investment in a vehicle whose technology is changing rapidly.

Electric commercial vehicles generally have a higher purchase price than comparable fossil-fuel models. If you’re considering buying a small van rather than leasing one, it’s wise to calculate the total cost of ownership over the desired period of use, including maintenance, insurance, charging costs and any subsidies. Sometimes, a combination of a subsidy and a finance lease makes the purchase more attractive than buying outright.

What should you look out for when choosing an electric company car on a lease?

When choosing an electric company lease car, you should consider the range, charging infrastructure, charging capacity, contract terms and the total monthly costs, including charging. Ensuring the vehicle is well suited to your day-to-day use will help avoid disappointment and unexpected costs.

Here are the key points to bear in mind:

• Range: Check that the stated range matches your daily driving distance. Bear in mind that driving conditions, load and temperature may reduce the actual range.
• Charging options: Do you have the option to charge your vehicle at home or on your business premises? And are there enough public charging points along your regular routes? A charging card is included with many operational lease contracts.
• Payload and bodywork: Choose a vehicle that suits your load. A double-cab commercial van offers more seats but less load space than a standard van. Also bear in mind the maximum authorised mass.
• Contract terms: Take note of the mileage limit, the charges for exceeding it, the notice periods and what happens in the event of damage. Read the contract carefully before signing it.
• Residual value and make: Ideally, choose a make with a proven residual value and a good network of dealers for servicing and repairs.
• Grants and regulations: Check whether you are eligible for subsidy schemes such as the SEBA (Electric Company Cars Subsidy) and keep an eye on the latest tax rules.

Thorough preparation not only saves you money, but also ensures that the electric company car really works for your business.

How we can help you with electric commercial vehicle leasing

At Van den Hurk Commercial Vehicles, we’re happy to help you make the right choice, whether you’re looking for a electric company car whether you want to lease or buy. With over 60 years’ experience in the Helmond and North Brabant region, we know the business market inside out. We offer:

• A wide range of electric commercial vehicles, from small vans to double-cab commercial buses
• Personal advice on finance leases, operating leases and purchase options
• Transparent prices with no hidden costs
• Flexible leasing solutions, tailored to your driving habits, business structure and budget
• A handy stock alert service, so you are the first to know about new offers

Would you like to know how much leasing an electric company car would cost in your situation? Please get in touch with us for a no-obligation chat. We’d be happy to help you find the right solution and ensure you’re driving a vehicle that suits your business, both now and in the future.

Electric commercial vehicles are becoming increasingly popular amongst business owners, self-employed people and fleet managers. The combination of lower energy costs, favourable tax schemes and a growing range of vehicles makes electric driving more attractive than ever for business purposes. But how exactly does leasing an electric company car work, and what should you look out for before signing a contract?

In this article, we answer the most frequently asked questions about leasing an electric commercial vehicle. From the basics to the tax details: by the end of this article, you’ll know exactly what to expect and how to make the best choice for your business.

What does leasing an electric company car involve?

Leasing an electric commercial vehicle means you use the vehicle for a fixed monthly fee, without having to buy it yourself. You drive an electric van or minibus of your choice, whilst the leasing company remains the owner of the vehicle. The lease term, mileage allowance and included services are set out in advance in a lease contract.

Leasing is a popular alternative to buying a commercial vehicle outright, as you do not have to pay a large sum up front. Instead, you pay a fixed monthly instalment that you can easily factor into your business budget. This makes leasing an attractive option for both small business owners who buy a small van consider this for larger companies with a whole fleet of vehicles.

What does a lease agreement typically cover?

The terms of a lease agreement vary depending on the provider and the type of lease, but in many cases they include the following elements:

• Use of the vehicle for an agreed period (often 36 to 60 months)
• A maximum annual mileage
• Maintenance and repairs (for full operational leases)
• Insurance and road tax (depending on the package)
• Replacement transport in the event of a breakdown or servicing

In the case of electric company cars, the contract may also include provisions regarding charging cards or a home charging point – something that is, of course, not an issue with traditional fuel-powered vehicles.

What are the benefits of leasing an electric company car?

Leasing an electric commercial vehicle offers several advantages over buying or leasing a petrol or diesel vehicle. The combination of lower running costs, favourable tax rules and a fixed monthly payment makes it an attractive option for many business owners, particularly at a time when sustainability is becoming an increasingly important consideration.

The main benefits at a glance:

• Lower energy costs: Driving an electric car works out cheaper per kilometre than driving a petrol or diesel car, especially if you charge it at a business rate or at home.
• Favourable additional tax liability: Electric lease cars are subject to a lower additional tax rate than petrol or diesel cars, which results in a tax benefit.
• No major upfront investment: You retain your working capital and spread the costs over the term of the contract.
• Always drive a modern vehicle: Once the contract has ended, you can easily switch to a newer model.
• Environmentally friendly image: Driving an electric vehicle reinforces your image as a sustainable business in the eyes of customers and clients.
• Access to environmental zones: More and more cities are imposing environmental restrictions; with an electric company car, you can drive anywhere without restriction.

What’s more, you’ll save on maintenance, as electric motors have fewer parts subject to wear and tear than internal combustion engines. No oil changes, less brake wear thanks to regenerative braking, and fewer breakdowns in general. In the long term, this translates into lower total cost of ownership.

What is the difference between an operational lease and a finance lease?

The difference between an operational lease and a financial lease lies in the ownership of the vehicle and the allocation of risks. With an operational lease, the leasing company remains the owner of the car and bears the residual value risk. With a financial lease, you effectively buy the vehicle on hire purchase and become the owner at the end of the term.

Operating leases explained

An operational lease is the most common type of lease for company cars. You pay a fixed monthly fee for the use of the vehicle, which includes services such as maintenance, insurance and road tax. At the end of the contract, you return the car. You bear no risk regarding the residual value of the vehicle.

This is what makes an operational lease so straightforward: you know exactly what your monthly costs are and don’t have to worry about the resale value or depreciation of the vehicle. It’s ideal if you always want to drive the latest model and want to minimise administrative burdens.

Financial leasing explained

With a finance lease, you finance the purchase of the vehicle through a leasing company. You pay a monthly amount, but the vehicle is recorded on your balance sheet as a business asset. At the end of the lease term, you pay a final instalment and become the owner of the car.

A finance lease is a good option if you ultimately want to become the owner of the vehicle, or if you want to capitalise it on the balance sheet. The downside is that you bear the residual value risk yourself and are responsible for maintenance and insurance, unless you arrange these separately. For a double-cab van If you use it intensively, this can sometimes work out more cost-effectively in the long run.

How is the additional tax liability calculated for an electric company lease car?

The additional tax liability for an electric company lease car is calculated as a percentage of the vehicle’s list price. You must add this amount to your taxable income. For fully electric company cars, a lower additional tax liability percentage applies than for vehicles with a combustion engine, resulting in a lower tax bill.

The standard additional tax rate for non-electric cars is 22% of the list price. A reduced rate applies to electric vehicles. The government has gradually increased this rate in recent years, but electric vehicles remain more tax-efficient for the time being. Always check the current rates with the Tax and Customs Administration, as these may change annually.

How does the additional tax liability work in practice?

Suppose you lease an electric company car with a list price of 40,000 euros. With a tax addition percentage of 16%, the tax addition amounts to 6,400 euros per year, or just over 533 euros per month. You add this amount to your taxable income. Depending on your tax bracket, you’ll pay either income tax or corporation tax on this amount.

Do you also use your company car for private purposes? If so, the additional tax liability applies. If you can demonstrate, by means of a comprehensive logbook, that you drive the car for private purposes for less than 500 kilometres a year, you will not have to pay the additional tax liability. For purely business use, it is therefore worth keeping accurate records.

What should you look out for in a company car lease agreement?

When taking out a lease agreement for a company car, there are a number of points you should check carefully before signing. The most important ones are: the included mileage, the term of the lease, the residual value, the penalty clauses, and exactly what is and isn’t covered by the maintenance package.

Take the time to go through every part of the contract. Lease contracts are legally binding and often run for several years. A minor oversight could lead to unexpected costs at the end of the term.

Mileage and additional kilometres

Every lease contract includes a maximum annual mileage limit. If you drive more than agreed, you’ll be charged a penalty for each extra kilometre. You should therefore estimate your expected annual mileage realistically – it’s better to err on the side of being slightly too high than too low. Extra kilometres work out more expensive in the long run than opting for a higher mileage package from the outset.

Maintenance and damage

Check which maintenance costs are included in the monthly fee. With a full operational lease, these are usually covered comprehensively, but under some contracts you’ll have to pay for tyres or certain repairs yourself. Also check the claims procedure: how are minor claims handled and what are the excesses?

Early termination

If you wish to terminate the contract early – for example, because your business is downsizing or you want to change vehicles – most leasing companies will charge a penalty. Ask in advance about the terms and conditions for early termination and whether any flexible options are available.

Charging infrastructure and electrical specifications

When leasing an electric company car, it’s a good idea to also enquire about charging arrangements. Is a charging card provided? Is a home charging point included or can one be arranged? What is the vehicle’s charging capacity, and does that suit your day-to-day use?

How do you go about leasing an electric company car?

When leasing an electric company car, you start by assessing your driving needs, choosing the right type of lease and requesting quotes from reliable providers. You then compare the terms and conditions, choose the vehicle that suits you and sign the contract. After that, the company car is ready for use.

A structured approach will help you make the right choice. Follow these steps:

1. Decide on your usage: How many kilometres do you drive each year? What load capacity do you need? Do you drive in town, on the motorway or in the countryside?
2. Select the type of vehicle: A small electric van, a larger flatbed lorry or a double-cab commercial van? Choose the one that best suits your day-to-day work.
3. Choose the type of lease: Operating or finance lease? Find out which tax and financial arrangement best suits your business.
4. Request several quotes: Don’t just compare the monthly price; also compare the services included, the mileage allowance and the terms of the contract.
5. Check the contract: If in doubt, ask an adviser or accountant to look it over before you sign.
6. Regulate the charging infrastructure: Please ensure that you can charge the vehicle at home or at your business premises before it is delivered.

You should also contact your accountant or tax adviser to work out the tax implications for your specific situation. This will help you avoid any surprises when you file your tax return.

How we help you lease an electric company car

At Van den Hurk Commercial Vehicles, we help you from start to finish in finding the right electric commercial vehicle on a lease. We understand that every business owner has different requirements when it comes to their vehicle, their budget and their usage. That’s why we offer personalised, tailored advice, so you don’t get lost in a maze of technical specifications and contract terms.

What we do for you:

• A personalised consultation to discuss your driving needs and the most suitable electric commercial vehicle
• A wide range of electric commercial vehicles, from compact vans to larger models
• Flexible leasing options, including both operational and finance leases, tailored to your situation
• Transparent prices with no hidden costs
• Support with delivery and practical matters such as charging infrastructure
• More than 60 years of experience in the Helmond and North Brabant region

Want to know which Leasing options for electric company cars Is this the right choice for your business? If so, please get in touch with us for a no-obligation chat. We’d be happy to help you find the right solution and ensure you hit the road in a vehicle that’s truly suited to your needs.

A double-cab commercial van is a popular choice for business owners who want to transport both passengers and cargo. However, combining space for people and goods has a direct impact on the load capacity. Before you buy a double-cab commercial van, it’s wise to understand exactly how much load space and load capacity you can expect.

In this article, we answer the most frequently asked questions about the load capacity of double-cab commercial vans. Whether you’re looking to buy a small van for a small team or need a larger solution for your fleet, the information below will help you make the right choice.

How is the payload of a commercial van calculated?

The payload of a commercial van is calculated by subtracting the vehicle’s kerb weight from the maximum authorised weight (also known as the GVW, or Gross Vehicle Weight). The resulting figure is the net payload: the maximum weight of cargo, passengers and fuel that you are permitted to carry.

The formula is as follows:

• Maximum authorised weight (GVW) minus the kerb weight of the vehicle is equal to the load capacity

Suppose a commercial van has a gross vehicle weight (GVW) of 3,500 kg and an unladen weight of 2,200 kg; in that case, the payload is 1,300 kg. Important to note: the weight of passengers is also taken into account. For a double-cab with six seats, you would typically allow for 75 kg per person, which can quickly add up to 450 kg or more in passenger weight.

In addition, the weight of fuel, accessories and any bodywork is also factored into the payload. As a result, a refrigerated lorry or a vehicle with special fittings has, in practice, less available load capacity than the figure on paper would suggest.

Why does a double-cab have a lower load capacity than a single-cab?

A company van with double cabin has a lower load capacity than a single-cab model, as the extra cabin space for passengers makes the vehicle heavier. The extended cab adds to the kerb weight, which means there is less space left for cargo when the maximum authorised weight remains the same.

In a standard single-cab model, the driver’s cab is compact, which means the kerb weight is lower. A double cab usually has a second row of seats for four to five additional passengers, which quickly adds 100 to 200 kg of extra structural weight. That weight directly reduces the available payload.

Furthermore, the load area behind the cab is physically smaller in a double-cab model. The extended cab takes up space on the overall vehicle platform, thereby limiting both the volume and the weight of the load area. So, in a sense, you’re paying for the extra seats at the expense of load capacity.

What factors affect the load capacity of a double-cab pick-up?

The payload capacity of a double-cab commercial van is influenced by several factors: the kerb weight of the base vehicle, the number of passengers, any bodywork or interior fittings, accessories and the type of drivetrain. Together, these factors determine how much payload you can actually carry in practice.

Unladen weight and body configuration

Any modification to the vehicle increases its kerb weight. Examples include a tow bar, a roof rack, floor covering in the load compartment or special fittings, such as shelves or a refrigeration unit. All these additions reduce the available load capacity. It is therefore advisable to take the vehicle’s final configuration into account at the time of purchase.

Drive system and fuel type

The type of drive system also plays a role. A electric company car has a battery pack that is considerably heavier than a conventional fuel tank. This higher kerb weight has a direct impact on the payload. When leasing an electric commercial vehicle, it is therefore important to compare the technical specifications carefully, so that you know what your net payload will be.

Number of passengers

With a six-seater double cab, you should generally allow for 75 kg per person. If you’re driving with a fully occupied cab, you’ll quickly lose 375 to 450 kg of payload capacity, simply due to the weight of the passengers. If you regularly drive with fewer people, you’ll have more load space available in practice, but legally speaking, you must always take the maximum occupancy into account.

What is the difference in load capacity between popular double-cab models?

The payload capacity varies considerably between popular double-cab models. Depending on the make, engine type and specification, the payload of a double-cab commercial van ranges from around 600 kg to over 1,200 kg. Below is a comparison of commonly used models.

Volkswagen Transporter Double Cab

The Volkswagen Transporter in the double-cab version typically has a payload of 700 to 900 kg, depending on the engine and specification. The Transporter is popular for its reliability and driving comfort, but its load capacity is more limited than that of heavier models.

Ford Transit Double Cab

Most versions of the Ford Transit double cab offer a payload of between 900 and 1,100 kg. This makes the larger Transit a good compromise for businesses that need to transport both people and a substantial amount of equipment.

Mercedes-Benz Sprinter Double Cab

The double-cab Sprinter generally offers the highest payload and, depending on the model, can carry up to 1,200 kg or more. This makes the Sprinter a popular choice for construction companies and logistics operators who do not want to compromise on load capacity.

When comparing models, always refer to the vehicle’s specific technical documentation. The load capacities stated are guidelines and may vary depending on the model, year of manufacture and optional extras fitted.

When is a double-cab commercial van the right choice?

A double-cab commercial van is the right choice if you regularly need to transport a team of four to six people whilst also carrying tools, materials or goods. It’s the most practical solution if you don’t want to have to choose between carrying people and transporting goods.

Double-cab pick-ups are popular in sectors such as construction, installation, landscaping and healthcare transport. Think, for example, of a contractor who picks up his team every morning whilst also transporting the day’s materials, or a healthcare provider who transports several carers and supplies.

However, a double-cab isn’t the best choice for everyone. If you mainly transport goods and rarely carry more than two people, a standard van or a single-cab is more efficient. The payload is higher and the purchase price is usually lower. You should also consider whether a small van might be sufficient for your needs, particularly if your transport requirements are limited.

When making your choice, ask yourself the following:

• Do I regularly carry more than two passengers?
• Is a load capacity of at least 700 kg sufficient for my day-to-day work?
• Do I need a vehicle that is both prestigious and practical?
• Will the double-cab fit within my budget, including any lease or finance costs?

If you answer ‘yes’ to most of the questions, a double-cab is likely to be a good investment for your business.

How we help you choose the right company bus

At Van den Hurk Commercial Vehicles, we help you find the right commercial van to suit your work, your team and your budget. We understand that choosing a double-cab van involves more than just comparing load capacities. That’s why we work with you to assess the full picture.

What we can do for you:

• Tailored advice based on your specific transport requirements and the number of staff you transport each day
• A wide range of double-cab commercial vans, both new and used, including electric models
• Flexible financing options, including electric company car leasing, so you don’t have to invest straight away
• Help with comparing load capacities and technical specifications of different models
• Personalised support from initial consultation through to delivery, provided by people with over 60 years’ professional expertise

Would you like to find out which double-cab model is best suited to your needs? Then please get in touch with us or take a look at our current offer on the website. We are happy to help.

A double-cab commercial van is a popular choice for business owners who want to transport both people and goods. But as soon as you start thinking about the tax treatment of such a vehicle, things quickly become complicated. When can you claim back VAT? Is there an additional tax liability? And which costs are actually tax-deductible? In this article, we answer the most frequently asked questions about the tax deductibility of a double-cab commercial van, so that you, as an entrepreneur, know exactly where you stand.

Whether you’re thinking of buying a to buy a small van, a double cabin Whether you’re planning to lease one or already drive a double-cab commercial van, the tax rules have a direct impact on your costs. Read on for a clear overview of the key tax considerations.

What exactly is a commercial double cab van?

A double-cab commercial van is a van or light goods vehicle with two rows of seats and an open or enclosed load area at the rear. The vehicle can accommodate several passengers – usually four to six people, including the driver – whilst also providing a functional load area for tools, materials or goods.

This type of vehicle is popular in sectors such as construction, agriculture, transport and healthcare. Think, for example, of a carpenter who transports his team and materials at the same time, or a healthcare organisation that combines staff and equipment in a single vehicle. The double cab thus offers a practical combination of passenger and goods transport.

Difference compared to a standard van

A standard van has only one row of seats and a large load compartment. A double-cab van has a second row of seats, which means the load compartment is smaller than that of a comparable van. This distinction is not only of practical importance, but also plays a role in the tax classification applied by the tax authorities.

Double-cab vehicles are sometimes classified in the vehicle registration register as passenger cars rather than commercial vehicles, depending on their specific configuration and weight. This classification then determines which tax rules apply, making this topic directly relevant to any business owner considering purchasing or leasing such a vehicle.

When does the tax authority class a double-cab pick-up as a commercial vehicle?

A double-cab vehicle is regarded as a commercial vehicle by the Tax and Customs Administration if it is classified as a van or light goods vehicle for registration purposes and the load compartment meets specific requirements. The tax authorities apply clear criteria to determine whether a vehicle is classified as a van for tax purposes.

The main conditions are:

• The vehicle is registered in the vehicle registration register as a van or commercial vehicle.
• The load compartment is fully enclosed and has a minimum height of 1 metre.
• The load compartment is at least as long as the distance from the front of the load compartment to the centre of the rear axle.
• There is a fixed, non-removable partition between the cab and the load compartment.

What if the vehicle is registered as a passenger car?

Is the double-cab registered as a passenger car in the vehicle registration register? If so, the tax rules for passenger cars apply. This means stricter restrictions on VAT deduction and, generally, a higher additional tax liability. This is a pitfall that business owners often overlook when purchasing a double-cab pick-up.

It is therefore advisable to check the vehicle registration certificate before making a purchase and, if in doubt, to contact the tax authorities or a tax adviser. The entry in the vehicle register is decisive; the vehicle’s appearance or fittings are not.

Is the VAT on a double-cab pick-up deductible?

The VAT on a double-cab pick-up is deductible if the vehicle qualifies as a van for tax purposes and you use it for business purposes. If the vehicle is used entirely for business purposes, you can claim back the full amount of VAT. If you also use the vehicle privately, you may only deduct the VAT in proportion to its business use.

This differs significantly from the rules for passenger cars. For passenger cars, a maximum VAT deduction of 100% applies if you can demonstrate private use separately, but the tax authorities scrutinise the evidence for this much more closely in the case of passenger cars. In the case of a double-cab van that meets the classification criteria, it is generally easier to claim the VAT deduction.

What if you also use the double cab for private purposes?

Do you also use the double-cab company van for private purposes? If so, you must adjust for private use in your VAT return. The tax authorities apply a flat-rate adjustment for this, or you can keep track of your actual private use by maintaining a logbook. A comprehensive logbook gives you more control over the amount of the adjustment and may work out more favourably than the flat-rate adjustment.

Please note: commuting is also treated as private use for VAT purposes. If you drive from home to a fixed place of work every day, that journey counts as private use and you must apply a correction for it.

Is there an additional tax liability for a double-cab company van?

The additional tax liability applies to a double-cab company van if the vehicle is classified for tax purposes as a passenger car, or if an employee or the business owner themselves also uses the vehicle for private purposes. If the vehicle qualifies as a delivery van and you use it exclusively for business purposes, no additional tax liability applies.

Delivery vans are exempt from the additional tax liability if two conditions are met:

1. The vehicle is registered as a van.
2. The delivery van is used exclusively for business purposes, as evidenced by a logbook or a written agreement with the tax authorities (no private use).

What if employees also use the double cab for private purposes?

Do employees also use the double-cab company van for private purposes? If so, they are subject to a benefit-in-kind assessment based on the vehicle’s list price. The benefit-in-kind percentage depends on the CO₂ emissions. For a standard diesel or petrol double-cab model, the standard additional tax rate usually applies. For a electric company car a lower tax assessment percentage applies, which reduces the monthly tax burden for employees.

If you wish to avoid the additional tax liability for employees, the most common method is to prohibit private use and keep a corresponding log of journeys. This does, however, require consistent and accurate record-keeping.

What expenses can you claim for a double-cab pick-up?

For a double-cab vehicle that qualifies as a van and is used for business purposes, the following costs are deductible from profit: purchase costs via depreciation, fuel or energy costs, maintenance and repair costs, insurance costs, road tax and financing costs in the case of a lease or loan.

The deduction applies to the business portion of the vehicle’s use. If you also use the double-cab pick-up for private purposes, you may only deduct the business portion of the costs. A logbook will help you to accurately determine this proportion and provide evidence of it to the tax authorities.

Depreciation of the double-cab

The purchase cost of a double-cab vehicle is depreciated over the vehicle’s useful life. The tax authorities apply a guideline of a maximum annual depreciation of 20% of the purchase value, with a residual value of at least 10% to 20%. In practice, most business owners align the depreciation period with the vehicle’s expected useful life.

In the case of an operating lease for a electric company car You don’t have to write off a double-cab yourself, as the vehicle remains the property of the leasing company. The monthly lease payments are then directly deductible as business expenses, which simplifies the administration.

Investment allowance on purchase

If you are buying a new double-cab pick-up for your business, you may be eligible for the Small-Scale Investment Allowance (KIA). This is an additional tax deduction on top of the standard depreciation, designed to encourage investment by SMEs. The amount of the KIA depends on the total investment made in a year. For electric commercial vehicles, there is also the Environmental Investment Allowance (MIA), which offers an additional tax benefit when purchasing environmentally friendly vehicles.

What should you look out for when buying a double-cab pick-up?

When purchasing a double-cab pick-up, the following points are the most important to bear in mind: check the registration classification before purchase, ensure that the load space meets the requirements of the tax authorities, consider whether buying or leasing is more tax-efficient, and determine whether an electric model qualifies for additional tax benefits.

The vehicle registration classification is the starting point for all tax rules. If the vehicle is registered as a passenger car, stricter rules apply to VAT deduction and the additional tax liability. Always check this on the registration certificate or via the RDW registration check before making a purchase decision.

Buying or leasing: which is more tax-efficient?

Whether buying or leasing is more tax-efficient depends on your circumstances. If you buy, you benefit from depreciation and possibly an investment allowance. With an operating lease, the monthly instalments are fully deductible and the vehicle remains off your balance sheet, which can be beneficial for your financial position. A finance lease is treated in a similar way to a purchase for tax purposes.

For business owners who wish to change vehicles regularly or do not want to tie up a large amount of capital, electric company car lease an attractive option. Especially now that the tax benefits for electric vehicles are still in place, it is worth comparing the total cost of ownership with a lease calculation.

Documentation and administration

Proper record-keeping is the basis for any tax deduction. Keep purchase invoices, maintenance bills and fuel receipts in a safe place. Keep a log of your journeys if you also use the vehicle privately, or enter into an agreement with the tax authorities if you use the vehicle exclusively for business purposes. This will help you avoid any disputes in the event of a tax audit.

How we can help you choose a double cab

At Van den Hurk Commercial Vehicles, we understand that choosing a double-cab is not just a practical decision, but also a tax-related one. With over 60 years’ experience in the Helmond and North Brabant region, we’ll help you make the right choice, tailored to your business situation and mobility needs.

What we can do for you:

• Advice on the tax classification of specific vehicles in our range
• A spacious range of new and used double-cab vehicles, including electric versions
• Flexible leasing options for both small vans and larger double-cab commercial vans
• Personalised support from the initial consultation through to delivery
• Stock alerts, so you don’t miss out on any interesting vehicles that meet your requirements

Would you like to know which double-cab model offers the most favourable tax treatment for your situation? If so, please get in touch with us for a no-obligation consultation. We’d be happy to help you work through the options and ensure you make a well-informed decision that suits your business.

Leasing electric commercial vehicles is becoming increasingly popular amongst business owners and fleet managers. But as soon as damage occurs, questions quickly arise: who pays for what, what are the rules regarding the battery, and how can you avoid disputes when returning the vehicle? This article provides clear, practical answers to the most frequently asked questions about claims handling when leasing electric company cars.

Whether you have a small van at least a heavier one double-cab van, the rules regarding claims are unclear to many business owners. We’ve set everything out below so that you know where you stand.

How does the claims process work for a leased company car?

If you have a leased company car, you must always report any damage to the leasing company first, not directly to a garage of your choice. The leasing company usually has its own claims procedure involving approved repair partners. As the lessee, you are responsible for reporting damage in a timely manner and following the agreed procedure.

In practice, it works as follows: you report the damage to the leasing company by telephone or via an app. They will refer you to an approved repair centre or arrange for an on-site assessment. The costs are covered by the insurance included in the lease contract, unless the damage is for which you yourself are liable.

What does the lease agreement say about damage?

Every lease agreement sets out a claims procedure. This procedure sets out how to report a claim, the steps you need to follow and the financial implications. When taking out a lease agreement, always check the excess in the event of a claim, as this varies significantly between providers and depending on the type of vehicle.

Some leasing companies charge a fixed excess per claim; others charge a percentage of the repair costs. Read this section of the contract carefully before you sign, so that you don’t face any surprises.

What makes the claims process for electric company cars different?

Claims handling in the event of a electric company car is more complex than with a conventional van, as electric vehicles contain specific components that require specialist knowledge and equipment. These include the high-voltage battery, the electric motor and the charging system. Not every body shop is certified to carry out this work.

In the event of a collision or damage to the underside of an electric commercial vehicle, there is always a risk of damage to the battery pack, even if the exterior appears undamaged. Leasing companies with electric vehicles in their fleets therefore prefer to work with certified EV repairers who have the correct safety equipment and diagnostic tools.

Higher repair costs for electric vehicles

Repair costs for electric company cars are, on average, higher than for comparable diesel or petrol vehicles. This is due to the higher cost of parts, the specialist knowledge required and the fact that the battery is an expensive component. This also affects the insurance premium and the excess in your lease contract.

If you’re leasing an electric company car, it’s a good idea to check with the leasing company which repairers they use for electric vehicles and whether they’re available in your area. This will help you avoid long waiting times when you actually need the car for your business.

What types of damage are covered by the lease and which are not?

Damage covered by the comprehensive insurance in your lease agreement will be reimbursed, less the agreed excess. This includes collisions, accidents, theft and glass damage. Damage resulting from negligence, wilful misconduct or misuse is not covered and will be at your own expense.

Below is an overview of the types of damage that are generally covered or not covered:

• Covered: collision damage, vandalism, storm and hail damage, glass damage, theft of the vehicle
• Not covered: damage caused by drink-driving, deliberate damage, damage caused by incorrect loading, wear and tear resulting from normal use
• Depending on the contract: tyre damage, damage caused by driving on unsuitable surfaces, damage to charging cables

When it comes to electric company cars, pay particular attention to the terms and conditions regarding charging equipment and charging cables. Damage to the charging cable or charging port is not always automatically covered under standard cover. Check this in your lease agreement beforehand.

What is the policy on damage caused by third parties?

If a third party causes damage to your leased company car, the claim will be handled through the third party’s third-party liability insurance. Always report the damage to your leasing company, even if the other party is liable. They will guide you through the process and ensure that the repairs are carried out quickly and correctly.

What happens to the battery if a company-owned electric vehicle is damaged?

In the event of damage to an electric commercial vehicle, the battery is always checked first, even if the damage appears to be minor. A damaged battery can pose a fire hazard and is not always visible from the outside. A certified EV technician carries out a diagnostic check to assess the integrity of the battery pack.

If the battery is found to be damaged, there are three possible outcomes: repair of individual cells (only possible with certain battery types), replacement of a battery module, or complete replacement of the battery pack. A complete battery replacement is costly and has a significant impact on the total cost of the repair.

Who pays for the battery replacement?

If the battery damage is the result of a covered cause of damage, the comprehensive insurance will cover the costs. If the damage is caused by misuse, such as driving with a completely flat battery for a prolonged period or using unauthorised charging equipment, the leasing company may pass the costs on to you.

Some lease contracts also contain a separate clause regarding battery degradation. This refers to the gradual reduction in battery capacity resulting from normal use and does not constitute damage in the traditional sense. Degradation is not usually covered by damage cover, but it can affect the vehicle’s residual value upon return.

What sort of insurance do you need when leasing electric company cars?

When leasing electric company cars, you need at least comprehensive insurance (also known as ‘casco’). Third-party insurance alone is not sufficient, as the value of an electric vehicle and the repair costs are too high to bear yourself. Most leasing companies stipulate comprehensive insurance as standard in the contract.

In addition to standard comprehensive insurance, there are supplementary cover options that are relevant for electric company cars:

• Charging point insurance: covers damage to the charging point and charging cable, both on-site and whilst travelling
• Breakdown cover with EV expertise: Make sure the breakdown service has experience with electric vehicles, including a towing service to an EV-certified garage
• Alternative transport: With electric vehicles, repair times can be longer, so a courtesy car is particularly important for business owners who drive every day
• Passenger insurance: relevant for double-cab company vans carrying several employees

When taking out a lease agreement, always ask whether the insurance is specifically tailored to electric vehicles. Not all standard insurance policies provide adequate cover for EV-specific claims.

How can you avoid disputes over damage when returning a lease car?

You can avoid disputes when returning a leased company car by always reporting any damage immediately, keeping a record of any damage, and having the vehicle compared, upon return, with its original condition as recorded in the handover report. Document any damage with photographs and keep a record of all correspondence with the leasing company.

Practical steps to prevent conflicts:

1. Upon delivery, compile a comprehensive photo record of the vehicle, including all existing minor damage
2. Report any damage, however minor, to the leasing company immediately and ask for written confirmation
3. Always have repairs carried out by the repairers designated by the leasing company
4. When returning the vehicle, ask for a joint inspection attended by both you and a representative of the leasing company
5. Keep all documents relating to the claims settlement for at least one year after the vehicle is returned

What counts as normal wear and tear, and what counts as damage?

This is a common source of dispute when returning a lease car. Normal wear and tear includes minor scratches caused by everyday use, slight discolouration of the upholstery and tyre wear consistent with the number of kilometres driven. Dents, deep scratches, damaged bumpers or broken mirrors are not included in this and are classified as damage.

With electric company cars, the condition of the charging port is also important. Any damage to the charging connector or the charging port cover will be checked when the vehicle is returned. Make sure you check and protect these parts regularly during the lease period.

How we can help you with leasing electric commercial vehicles

As specialists in commercial vehicles with over 60 years’ experience in the Helmond and North Brabant region, we’d be happy to help you find the right leasing solution for an electric commercial vehicle. Whether you’re looking for a small van for everyday use or a double-cab commercial van for your team, we’ll work with you to sort out the practical aspects of leasing, including claims handling and insurance.

Here's what we can do for you:

• Personal advice on lease agreements and the associated claims procedures
• A broad range of electric commercial vehicles, tailored to your business activities
• A clear explanation of what is included in a lease agreement, including the small print regarding damage and battery cover
• Flexible leasing and purchase options for the self-employed, SMEs and fleet managers

Would you like to find out which lease option for an electric company car best suits your situation? Please get in touch with us for a no-obligation chat. We’d be happy to help.

A double-cab commercial van is a smart choice for many business owners: you can transport both your staff and your equipment in a single vehicle. But how many people can actually fit in such a van, and when should you opt for a double cab rather than a single cab? In this article, we answer the most frequently asked questions about double-cab commercial vans, so you know exactly what to expect.

Whether you’re looking to buy a small van, considering leasing an electric commercial vehicle, or simply want to know what options are available: you’ll find a clear overview here.

What is a double cab company bus?

A double-cab commercial van is a van or light goods vehicle in which the cab has been extended to include an additional row of seats behind the driver. This means the vehicle can accommodate several passengers, whilst still retaining a load compartment or open cargo area behind the cab.

The term “double cab” therefore literally refers to the double row of seats in the front section of the vehicle. This distinguishes it from a standard van, where the space behind the driver merges directly into the load area. A double cab combines the best of both worlds: passenger transport and goods transport in a single vehicle.

This type of commercial vehicle is popular in sectors such as construction, installation and landscaping, and among companies that transport several employees to a site every day. The double cabin It makes it possible to transport an entire team together without the need for a separate car.

How many people fit in a double cabin?

A double-cab commercial van usually seats five to six people, including the driver. The standard layout consists of two or three seats in the front row and two or three seats in the rear row, depending on the model and specification.

The most common layout is a 2+3 or 3+3 configuration. In a 2+3 layout, the driver sits next to one front passenger, with three seats in the rear. In a 3+3 layout, there are three seats at the front, including the driver, and three at the rear. This gives a total of six seats.

Have all the seats been type-approved?

Yes, in an official double-cab vehicle, all seats are legally approved and fitted with seatbelts. This is an important point if you’re transporting staff: everyone must be able to travel safely and legally. When purchasing a vehicle, always check the registration certificate to see how many seats are officially registered.

What if you want to carry more people?

If you need to transport more than six people, you’ll soon find yourself looking at minibuses or wheelchair-accessible vehicles. These vehicles are subject to different regulations and are specifically designed for passenger transport. For six people or fewer, a double-cab pick-up is, in most cases, the most practical and cost-effective solution.

Which commercial vans are available with a double cab?

Most major brands in the light commercial vehicle segment offer a double-cab variant. Well-known models include the Volkswagen Transporter, Ford Transit, Mercedes-Benz Sprinter, Renault Trafic, Peugeot Expert and Citroën Jumpy. All these models are available in a double-cab version, often referred to as “DC” or “Double Cab” in the specifications.

The choice of a specific make or model depends on several factors: the required load capacity, the desired engine power, the type of fuel and the budget. Some models are available as standard with a double cab; for others, this is a special specification that must be ordered or sourced separately.

Are there any electric models with a double cab?

Yes, the range of electric commercial vehicles The market for double-cab vehicles is growing. Brands such as Volkswagen, Ford and Renault now offer electric models in their commercial vehicle ranges. This is a significant development for businesses considering leasing an electric commercial vehicle, particularly given the tax benefits and lower fuel costs in the long term.

The range of electric double-cab pick-ups varies by model and has improved significantly in recent years. For urban use or fixed daily routes, an electric double-cab pick-up is already a viable option in many cases.

What is the difference between a single-cab and a double-cab?

The main difference between a single-cab and a double-cab is the number of seats and the layout of the space. A single-cab can accommodate two to three people and has a maximum load space behind the cab. A double-cab can accommodate five to six people, but as a result has a shorter or smaller load space.

This is a decision you need to make carefully. In a single-cab model, the focus is on goods transport: the entire length behind the driver is available for cargo. In a double-cab model, you sacrifice some of that space for the extra seats.

What is the difference in load capacity?

The load space in a double-cab model is smaller than in a comparable single-cab model. Depending on the model, the load area behind the double cab can be considerably shorter. For vans with an enclosed load area, this means fewer cubic metres; for those with an open load bed, the load floor is shorter.

If you want to transport both a large number of people and a lot of equipment, it is a good idea to compare the exact load dimensions for each model. Some manufacturers also offer what is known as a “double cab with a sliding partition”, which allows for flexible use of the space.

Are there any intermediate forms as well?

Yes, in addition to the single and double cabs, there is also what is known as the “extra cab” or “crew cab light”. This is an intermediate variant in which the rear row offers slightly less space than in a full double cab. This version is less common, but can be a useful option if you occasionally carry extra passengers without sacrificing too much load space.

When is a double cab the best choice?

A double-cab pick-up is the best choice if you regularly drive several staff members to a work site together and need to carry equipment or tools. In this case, the vehicle replaces both a car and a van, which helps to keep costs down.

Typical situations where a double cab is a good choice:

• Construction companies that drive a team of four to six people to a building site every day
• Installation companies that transport both staff and materials together
• Landscaping companies with a team and the necessary equipment
• Self-employed people or small businesses who occasionally bring clients or colleagues along
• Companies wishing to streamline their vehicle fleets by consolidating vehicles

A double cab is less suitable if your main priority is transporting large volumes of goods and you rarely carry more than two people. In that case, a single cab is more efficient and cheaper to buy.

Buying or leasing: which is the smarter option?

Whether you buy a small van or opt to lease an electric commercial vehicle depends on your circumstances. Leasing offers a fixed monthly cost without a large upfront investment, which is attractive to many SMEs and self-employed people. Buying offers greater flexibility and ownership, but requires a higher initial outlay. Both options have tax advantages and disadvantages, which are best discussed with an adviser.

How we help you choose the right company bus

At Van den Hurk Commercial Vehicles, we’re happy to help you find the right double-cab commercial van, tailored to your work and budget. With over 60 years’ experience in the Helmond and North Brabant region, we know the market inside out.

Here's what we can do for you:

• Personalised advice on which model and cabin layout best suits your situation
• A wide range of used and new commercial vehicles, including double-cab models
• Flexible leasing options for both conventional and electric commercial vehicles
• Transparent prices with no hidden costs
• Support from advice right through to delivery, so you can get on the road quickly

Would you like to know which double-cab commercial vans are currently available? Please get in touch with us or take a look at our current offer on the website. We are happy to think with you.

Leasing an electric commercial vehicle is a popular choice for business owners who want the flexibility to drive without having to make a large upfront investment. But what actually happens when your lease contract expires? Many companies ask themselves this question too late, whereas being well prepared can save you a lot of money and hassle. Whether you’re thinking about a electric company car lease, whether you want to buy a small van or expand your fleet with a double-cab van: The end of a lease term is an important time to make informed choices.

In this article, we answer the most frequently asked questions about the end of an electric car lease. From residual value to return costs, and from extending the lease to buying the car: you can read all about it here, step by step.

What does the end of an electric company car lease mean?

The end of an electric company car lease means that your lease contract formally expires and you return the car to the leasing company, unless you decide otherwise. At that point, the condition of the vehicle is assessed, any excess mileage is settled, and you decide what happens next with the car or your transport arrangements.

With an operating lease, you do not own the car for the duration of the lease. You pay a monthly fee to cover usage, maintenance and, in many cases, insurance. At the end of the contract period – usually after three to five years – you return the vehicle to the leasing company. The company then sells the car on the second-hand market or at auction.

The situation is different with a finance lease. In principle, you are already the owner during the lease term and can take full ownership of the car at the end of the contract by paying the residual value. It is therefore important to know exactly what type of lease contract you have taken out in advance, as this determines what options you have when the contract ends.

What options do you have when your lease contract expires?

When your lease contract expires, you usually have three options: return the car and take out a new contract, buy the car at its residual value, or extend the contract temporarily whilst you decide on your next move. Which option suits you best depends on your business situation, your budget and your driving habits.

Option 1: Returning the car

The most common option is simply to return the car. You drive the car back to the leasing company, have it undergo a final inspection, and you’re done. This is the most flexible option, especially if you want to switch to a newer model or a different type of vehicle, such as a double-cab commercial van or an electric van.

Option 2: Buying the car

Many leasing companies offer you the option to buy the car at the end of the contract at a pre-agreed residual value. This can be an attractive option if the car suits you well and its market value is higher than that residual value. Further on in this article, you can read more about when this is a wise choice.

Option 3: Renew your contract or switch providers

Haven’t made a final decision yet? In many cases, you can extend your lease contract temporarily, often on a monthly basis. This gives you the time to choose a new car or a new contract at your leisure, without being under any time pressure.

How is the residual value of an electric company car determined?

The residual value of an electric company car is the amount that the leasing company expects to receive when the car is sold at the end of the contract. This amount is determined at the start of the lease contract on the basis of expected depreciation, mileage and market conditions.

Historically, residual value has been a tricky issue for electric vehicles. Technology is developing rapidly, meaning that older models depreciate more quickly as newer, more affordable versions come onto the market. Leasing companies take this into account by sometimes estimating the residual value conservatively, which can lead to higher monthly payments.

Factors affecting residual value

• Battery capacity and condition: A battery that is still performing well significantly increases the residual value.
• Mileage: The more you have driven compared with the agreed number of kilometres, the lower the residual value.
• Brand awareness: Popular brands with a wide range of services retain their value better.
• State of the vehicle: Damage, wear and tear, and missing accessories reduce the residual value.
• Market conditions: Demand for second-hand electric cars plays a major role in the actual selling price.

When taking out a lease, it is wise to pay close attention to the agreed residual value. A higher residual value means lower monthly payments, but also a higher purchase price if you wish to buy the car at the end of the lease.

What are the costs involved in returning an electric lease car?

When returning an electric lease car, additional charges may be applied for damage beyond normal wear and tear, excess mileage and missing parts or documents. These costs can add up significantly if you don’t keep an eye on them in good time.

Upon return, the leasing company carries out what is known as a final inspection. During this, they check the condition of the bodywork, the interior, the tyres and the technical condition of the car. Minor scratches or slight wear and tear are often considered normal wear and tear and are not charged for. However, more significant damage, dents or damaged bumpers will be charged for.

Common costs incurred when returning goods

• Extra kilometres: If you’ve driven more than agreed, you’ll pay a fixed amount for each additional kilometre.
• Damage: Repair costs for damage not covered by normal wear and tear.
• Missing keys or documents: Losing a spare key or your vehicle registration certificate will result in additional costs.
• Charging cable or accessories: For electric vehicles, the original charging cable must also be provided.

To avoid any surprises, it’s a good idea to inspect the car yourself a few weeks before returning it, or to have an independent inspection carried out. That way, you can still have any minor damage repaired yourself, which is often cheaper than the charges levied by the leasing company.

Is it a good idea to buy an electric company car at the end of a lease?

It may be a good idea to buy an electric company car at the end of the lease contract, but only if the residual value is lower than the car’s actual market value and if the battery is still in good condition. In other cases, it is often more cost-effective to take out a new lease or choose a different car.

The advantage of buying after leasing is that you’re already familiar with the car. You know how it drives, what its fuel consumption history is and whether there have been any technical issues. That provides peace of mind. What’s more, with a finance lease, you can sometimes benefit from a lower residual value than the current market price, which means you can buy the car for less than its value on the open market.

When is buying after leasing a good option?

• The residual value is lower than the current market value of comparable second-hand cars.
• The battery capacity is still good and the vehicle has low mileage.
• You’re happy with the driving performance, and the charging infrastructure suits your working area.
• You want to invest in property rather than continue to lease.

When is it less sensible to buy after leasing?

• The battery is already showing noticeable signs of wear and tear, and its range has decreased.
• New models with better specifications will soon be coming onto the market at a similar price.
• You want more flexibility and don’t want to be tied to a single vehicle for the long term.

Are you considering a to buy an electric company car as a used car at the end of a lease contract? In that case, it’s a good idea to have the battery condition checked and to request the maintenance history before making a decision.

When is a new lease agreement the best option?

A new lease contract is the best option if you want to benefit from the latest technology, keep your monthly payments predictable and avoid making a large upfront investment. A new contract offers many advantages, particularly in the electric commercial vehicle sector, where technology is evolving rapidly.

With a new lease contract, you can drive the latest models, which offer a longer range, faster charging times and better software. This is particularly relevant if you cover a lot of kilometres every day or if your business operations depend on reliable electric driving. What’s more, a new contract means you’re once again covered by the warranty and maintenance, which keeps unexpected costs to a minimum.

Benefits of a new lease agreement

• You’ll always be driving a modern vehicle fitted with the latest safety systems.
• Your monthly costs are known in advance and manageable.
• Maintenance and repairs are often included.
• You could opt for a different type of vehicle that better suits your current business needs, such as buying or leasing a small van instead of a larger minibus.

Do you need more load space, or are you looking for a double-cab commercial van for your team? If so, the end of a lease contract is the ideal time to realign your fleet with your business needs. Take the time to compare what’s available on the market and work out which type of vehicle best suits your day-to-day needs.

How we can help you when your electric company car lease comes to an end

The end of a lease contract is a good time to reassess your mobility needs. We can help you with this, from advising you on the best replacement option to finding the right electric company car or van from our stock.

We offer a wide range of options to suit your needs when your lease contract expires:

• A wide range of electric commercial vehicles, both new and used
• Flexible lease options tailored to your business needs and driving habits
• Personal advice on whether to buy, lease or buy a used car
• Transparent prices with no hidden costs
• More than 60 years of experience in the Helmond and North Brabant region

Whether you’re looking for a small van as a replacement, want to switch to a double-cab commercial van, or simply want to know what the best option is once your electric commercial van lease has ended: take a look at our full range of commercial vehicles or get in touch with us and we’ll be happy to help you find a solution.

Leasing an electric company car sounds appealing: lower tax liability, zero emissions and a modern image for your business. But before you sign on the dotted line, it’s wise to fully understand the downsides as well. After all, electric driving isn’t the right fit for every business owner, and a lease contract ties you to a vehicle – and a particular driving style – for several years.

In this article, we answer the most frequently asked questions about the drawbacks of leasing electric company cars. From higher costs to charging issues and limited range: we give you an honest explanation of what to expect, so that you can make an informed choice.

Why is leasing an electric company car more expensive than one powered by fossil fuels?

In most cases, leasing an electric commercial vehicle is more expensive than leasing a comparable diesel or petrol van, as the purchase price of electric vehicles is higher. That higher list price translates directly into a higher monthly lease payment, regardless of the tax benefits you might receive in return.

The battery packs that power electric commercial vehicles remain a costly component of the vehicle. Manufacturers factor these additional costs into the retail price, and leasing companies base their rates on that price. Even with an operational lease, where you return the vehicle at the end of the contract, your monthly instalments contribute towards the depreciation of a more expensive vehicle.

Tax benefits do not always fully offset the costs

The lower additional tax liability for electric cars is a well-known benefit, but for company cars used entirely for business purposes, this additional tax liability often plays a lesser role. Furthermore, tax incentives for electric driving are being phased out gradually. What seems like an attractive tax benefit today may turn out to be less favourable in two or three years’ time, whilst your lease contract is still running.

Add to that any costs for charging infrastructure, and in practice the total running costs of an electric company car are by no means always lower than those of a fossil-fuelled alternative. It is therefore wise to calculate the total cost over the entire lifespan before making a decision.

How far can an electric commercial vehicle travel on a single charge?

Under ideal conditions, most electric commercial vehicles can travel between 200 and 350 kilometres on a single full charge. In practice—with a fully loaded vehicle, in cold weather or when the heating and electronics are used intensively—that range can be considerably lower, sometimes by as much as 30 to 40 per cent.

This is one of the most tangible drawbacks for business owners who travel long distances every day or make multiple journeys without a fixed base. A courier company, an engineer travelling from customer to customer, or a healthcare professional with a busy schedule can quickly reach the limits of the battery pack.

Weight and load have a significant impact on range

At a company bus with double cabin or a more heavily laden van, the driving range decreases particularly quickly. After all, the battery has to power a heavier load, which directly reduces efficiency. Manufacturers usually test the driving range under optimal conditions with an empty vehicle, but in everyday business practice, such conditions are rarely met.

Please also bear in mind that a battery’s driving range decreases over the years. After three to five years of intensive use, the capacity may have decreased noticeably, which means that by the end of a lease contract, you will be driving with a shorter range than at the start.

What are the risks associated with charging infrastructure for businesses?

The availability of charging infrastructure is one of the biggest practical risks associated with leasing electric company cars. If you don’t have your own charging point at your business premises, you’re reliant on public charging points, and these aren’t always reliable, fast or available when you need them.

For businesses that set off early and return late, overnight charging on their own premises is the most logical solution. However, installing a charging point involves additional investment costs: a charging point, a higher-capacity mains connection and, in some cases, modifications to the business premises. These costs are not covered by the lease agreement and are entirely at your expense.

Problems with public charging

Public charging points aren’t always available when you need them. Malfunctions, occupied spaces or charging points that aren’t compatible with your vehicle can cause unexpected delays. For a business owner with a tight schedule, these are not just minor annoyances, but real risks to business operations.

Fast charging is an option when you’re on the move, but it too has its limitations. Not every electric commercial vehicle supports high charging capacities, and frequent fast charging can accelerate battery wear and tear. This is important to bear in mind, as with a lease, you may be liable for any additional wear and tear at the end of the contract.

Dependence on energy prices

Electric driving is often presented as cheaper than driving on fossil fuels, but energy prices can fluctuate. Businesses that charge via the public grid or at their premises using dynamic energy contracts may face higher charging costs than expected. This makes calculating running costs less predictable than with a diesel van.

Is an electric company car lease suitable for every business owner?

Leasing electric commercial vehicles is not suitable for every business owner. It is best suited to companies with predictable, relatively short daily routes, a fixed charging point on their own premises, and a business profile where the limited driving range does not pose an operational risk.

For a self-employed person who works locally and charges their van at home in the evening, electric leasing can work very well. But for a logistics company that drives hundreds of kilometres every day, employs several drivers and relies on short charging times, the practical drawbacks quickly outweigh the benefits.

When does it actually fit properly?

Electric commercial vehicle leasing works well provided the following conditions are met:

• You drive less than 150 to 200 kilometres a day.
• You have a dedicated charging point at your business premises or at home.
• You work in a sector where a green image offers a commercial advantage.
• You’ll mainly be driving in urban areas or on short regional journeys.
• You don’t need to load the vehicle heavily every time you drive it.

If you do not meet several of these criteria, it is advisable to give serious consideration to a fossil-fuelled or hybrid option before signing a lease agreement.

What if you’re looking for a small van?

For entrepreneurs looking for a small van For light urban use, leasing an electric vehicle may be an attractive option. In this category, the driving range is often sufficient for a working day, and the charging infrastructure in towns and cities is generally more readily available. However, the same applies here: calculate your total costs realistically and take the vehicle’s specifications into account.

When is a fossil-fuelled or hybrid company car the better choice?

A fossil-fuelled or hybrid company car is a better choice if you regularly drive long distances, have little control over your charging options, or if the longer lease term for an electric vehicle does not fit within your monthly budget. In such cases, diesel and hybrid vehicles offer greater flexibility and predictability.

A diesel van has a longer range, can be refuelled in a matter of minutes and is less dependent on infrastructure. For businesses in the construction, transport or logistics sectors that carry heavy loads or operate on irregular routes, diesel remains the most practical choice in many situations. That may change as the charging infrastructure improves and battery technology becomes cheaper, but for now it is a valid consideration.

Hybrid as an interim solution

A hybrid commercial vehicle combines an internal combustion engine with an electric powertrain, offering greater flexibility. You benefit from lower fuel costs on city journeys and short trips, but you don’t have to worry about range anxiety on longer journeys. For business owners torn between fully electric and fossil-fuelled vehicles, a hybrid can be a sensible intermediate step.

Please note: hybrid vehicles also have their limitations. The electric range of a plug-in hybrid is usually limited to between 50 and 80 kilometres, and if you don’t recharge the battery regularly, you’re effectively driving a heavier fossil-fuel vehicle. That makes the benefit less significant than it seems.

How we help you choose the right commercial vehicle

Choosing between an electric lease and a fossil-fuelled or hybrid company car isn’t always straightforward. It depends on your driving habits, your budget, your charging options and the nature of your work. We’re here to help you weigh up the options in a practical way, without getting bogged down in technical specifications or unclear lease terms.

What we can do for you:

• Honest advice on which type of commercial vehicle suits your usage profile
• A wide range of new and used commercial vehicles, including electric vehicles, hybrids and diesel vans
• Flexible leasing and purchase options, tailored to your business needs
• Personalised support from the initial consultation through to delivery
• Specific vehicles, such as a double-cab van or specialised vehicles for healthcare and transport

Would you like to find out which commercial vehicle is best suited to your situation? Please get in touch with us or take a look at our current offer on the website. We’d be happy to discuss this with you, with no obligation.

Leasing an electric company car offers many advantages: fixed monthly payments, no worries about maintenance, and you get to drive a modern, sustainable car. But what if your circumstances change? Your business is growing faster than expected, your vehicle requirements have changed, or your financial situation has changed. This quickly raises the question: can you cancel an electric company car lease early?

The short answer is: yes, that’s possible in most cases. But cancelling a electric commercial vehicle lease has financial implications that you need to think carefully about. In this article, we explain step by step how it works, what it costs and what alternatives are available.

Can you cancel an electric car lease early?

Yes, you can terminate an electric car lease early, but this is rarely free of charge. Leasing companies draw up contracts based on a fixed term and the vehicle’s expected residual value. If you end the contract early, you disrupt that calculation and you’ll have to pay the price for doing so.

Whether early termination is possible, and under what conditions, depends on the type of lease contract you have taken out. In the case of a operational lease you are effectively leasing the vehicle for a specific period. The leasing company remains the owner and bears the residual value risk. In the case of a financial lease You finance the vehicle and build up equity in it. The two types of contract have different rules regarding early termination.

Always check the terms of your contract first. Many leasing companies have included a clause setting out how early termination works, what fees you’ll have to pay, and whether there’s a minimum term before you can terminate the contract at all.

What are the costs of cancelling early?

The costs of terminating an electric company car lease early usually consist of a combination of a penalty clause, the remaining monthly instalments or a payment based on the residual value of the vehicle. The exact amount varies depending on the leasing company and the type of contract.

Common cost items in the event of early termination

• Outstanding instalments: In many cases, you pay off all the remaining lease instalments in a single lump sum, sometimes with a small discount on the interest portion.
• Residual value adjustment: If the actual market value of the electric company car is lower than the calculated residual value, you will be liable for the difference.
• Administration fees: Leasing companies often charge a fixed fee for settling the contract.
• Penalty clause: Some contracts include an explicit penalty for early termination, in addition to any other costs.

Why electric vehicles require extra attention

At a electric company car Residual value plays a greater role than with a traditional diesel or petrol van. The second-hand market for electric vehicles has seen significant changes in recent years. Battery capacity, technological developments and subsidy schemes all influence market value. If the residual value turns out to be lower than expected, you could be faced with a hefty bill when you cancel your contract.

Always ask your leasing company for a quote for early termination before you make a decision. That way, you’ll know exactly where you stand and can make an informed choice.

When does it make sense to cancel a contract early?

Terminating your electric company car lease early makes sense if the costs of termination are lower than the financial loss incurred by continuing the contract. This is the case when there are major changes to your business situation or when the vehicle no longer meets your needs on a long-term basis.

Situations in which it might be worth giving notice

• Your business is closing down or downsizing: If you simply no longer need the company car, continuing to pay for it is a waste of money.
• The vehicle no longer suits your needs: Imagine a situation where you want to switch from a small van to a double-cab van due to new projects or an increase in staff numbers.
• Better lease terms available: The market for electric commercial vehicles is developing rapidly. Newer models sometimes offer a significantly longer driving range or lower monthly costs.
• Financial emergency: If your monthly payments are putting too much strain on your cash flow, it may be wise to cancel your contract and switch to a cheaper option.

Always do the maths: weigh up the cancellation fees against the total cost of the remaining contract. It is only a rational choice if cancelling works out cheaper, or if the operational need is significant enough.

What are the alternatives to cancelling the contract early?

Before you decide to cancel your electric car lease early, there are several alternatives you might want to consider. These options are often cheaper and less risky than terminating the contract entirely.

Transferring a contract to a third party

Some leasing companies allow you to transfer the lease contract to another business owner. That person then takes over the remaining term and monthly payments. In that case, you pay little or no penalty, and the new lessee benefits from a vehicle that has already been run in. Platforms specialising in lease transfers can help you with this.

Amend the contract by mutual agreement

Some leasing companies are willing, by mutual agreement, to extend the term of the lease or review the monthly payments if your circumstances have changed. This works particularly well if you have a long-standing relationship with the company. It takes time and isn’t always possible, but it’s a step you should definitely try before cancelling your lease.

Temporarily designate another user

If you do not need the company car for a short while, it may in some cases be possible to let another employee or business contact use the vehicle. Do check, however, whether this is permitted under your lease agreement, as not all contracts allow for this.

Waiting for a natural conclusion

If the remaining term is short, it may make more financial sense simply to see the contract through to the end. Work out how many months are left and compare that with the cancellation fees. Sometimes, patience is the cheapest option.

How does the termination process differ between a finance lease and an operating lease?

The difference between a finance lease and an operational lease in the event of early termination lies in who bears the ownership and residual value risk. With a finance lease, you bear that risk; with an operational lease, the leasing company does. This has direct implications for the costs and the procedure involved in termination.

Operating lease: the leasing company bears the risk

With an operational lease, you pay a fixed monthly fee for the use of the vehicle. The leasing company remains the owner. If you terminate the lease early, the company calculates the future income it will forgo and the current market value of the vehicle. You are responsible for paying the difference, plus any penalties and administrative costs. As the leasing company bears the residual value risk, the final settlement may sometimes be lower than expected if the market value of the electric company car is high.

Finance lease: you bear the residual value risk

With a finance lease, you are the economic owner of the vehicle and finance the purchase through the leasing company. If you terminate the lease early, you are effectively repaying the finance early. This means you pay the remaining principal in a single lump sum, plus any interest and charges. If the actual value of the electric company car is lower than the remaining finance debt, you will have to pay the difference yourself.

Are you thinking of switching from a small van to a larger double-cab commercial van? If so, the type of lease contract you have will determine how much this switch will cost you. Always discuss this with your leasing company or a financial adviser first.

What should you look out for when taking out a new lease?

If you’re taking out a new lease on an electric company car, there are a number of points you should read through carefully and discuss in advance. This will help you avoid any unpleasant surprises later on if you decide to cancel or amend the lease before it ends.

• Termination clause: Ask specifically about the terms and conditions for early termination. Some contracts offer more flexibility than others.
• Residual value determination: Understand how the residual value is calculated and who bears the risk if the market value differs.
• Term and mileage limit: Choose a term that is realistic for your situation. Contracts that are too long offer less flexibility; contracts that are too short result in higher monthly payments.
• Flexibility options: Ask whether there are any options for transferring the contract, extending the term or changing vehicles during the term.
• Total cost: Don’t just compare the monthly payments; also consider the total costs over the entire term, including any early termination fees.
• Grants and tax incentives: Specific tax rules apply to electric company cars. Make sure you know how these are set out in the contract and what happens if the regulations change.

A good lease agreement should reflect the reality of your business, not just the situation at the time of signing. Think ahead and ask critical questions before you sign.

How we can help you with electric commercial vehicle leasing

At Van den Hurk Commercial Vehicles, we understand that your circumstances may change. That’s why we don’t just offer a wide range of commercial vehicles, as well as honest and personalised advice on the best mobility solution for your business. Whether you’re looking for a small van, a double-cab commercial van or an electric commercial vehicle on a lease: we’ll work with you to find the right solution.

Here's what we can do for you:

• Personalised advice on which vehicle suits your work and budget
• A clear explanation of the different types of lease, including the advantages and disadvantages of finance leases and operating leases
• An understanding of the flexibility options available under different types of contract
• A wide range of electric commercial vehicles from our own stock in the Helmond area
• Support in comparing total costs over the entire term

Would you like to find out what options are available for your business? Get in touch with us and we’ll help you find a solution that suits your situation, both now and in the future.

Electric commercial vehicle leasing is becoming increasingly popular amongst business owners and fleet managers. However, the switch to electric vehicles raises specific questions that were less relevant under a traditional lease contract. One of the most frequently asked questions is: how many kilometres are you actually allowed to drive, and what are the consequences if you exceed that limit?

In this article, we answer the most practical questions about mileage limits for electric company car leases. Whether you’re a small van is considering, a double-cab van, or a fully electric vehicle for your business, the information below will help you make an informed choice.

What is a mileage limit for electric company car leases?

A mileage limit for electric company car leases is the maximum number of kilometres you are allowed to drive per year or over the entire term of the contract. You agree this figure with the leasing company in advance, and it forms the basis for calculating your monthly lease payment.

The more kilometres you agree to drive, the higher the monthly cost. This is because a higher mileage reduces the vehicle’s residual value at the end of the lease term. The leasing company factors this risk into the price in advance. At electric commercial vehicles This is an additional factor, as the battery capacity – and therefore the value of the vehicle – depends in part on how it is used.

The mileage limit applies to the vehicle’s total usage, regardless of whether you are making business or private journeys. In a business lease agreement, only business use is usually taken into account, but this varies from contract to contract. You should therefore always read your contract carefully before signing it.

How many kilometres a year is considered normal for a business lease?

For business leases of electric company cars, the most common mileage limits range from 10,000 to 30,000 kilometres per year. The most popular option is 20,000 kilometres per year, which is a realistic average for daily use for many SME business owners and self-employed people.

What is considered ‘normal’ depends very much on the type of business and how the vehicle is used. A courier or construction worker who drives long distances every day will need a higher annual mileage than a business owner who mainly uses the vehicle locally. When estimating your annual mileage, bear the following in mind:

• The average number of working days per year on which you use the vehicle
• The average distance per journey
• Any seasonal peaks, such as busy periods in logistics or construction
• Whether you also use the vehicle outside working hours

Furthermore, with electric commercial vehicles, driving behaviour affects the actual range. In cold weather or when the air conditioning is used intensively, the range may decrease, which means you’ll need to charge more often, but this doesn’t necessarily mean you’ll cover more kilometres. The number of kilometres driven is independent of energy consumption.

What happens if you drive more kilometres than agreed?

If, at the end of your lease contract, you have driven more kilometres than agreed in the contract, you will be charged an excess mileage fee. This amount per kilometre is set out in the contract in advance and varies depending on the type of vehicle and the leasing company.

The excess mileage charge is intended to compensate for the depreciation of the vehicle, which the leasing company had not factored into the original price. For electric company cars, this amount may be slightly higher than for traditional vehicles, due to the impact of driving behaviour on battery health.

What if you drive fewer kilometres?

If you drive fewer kilometres than agreed, you may in some cases receive a refund of the under-kilometre allowance. However, this is not always the case. Many leasing companies apply an asymmetrical policy: excess kilometres are always charged, but shortfall kilometres are not always refunded, or are only partially refunded. Be sure to check this point carefully in your contract.

How can you avoid unpleasant surprises?

The best way to avoid excess mileage charges is to make a realistic estimate when signing the contract. Make sure to allow a small margin above your expected usage. It is cheaper to agree on a slightly higher mileage limit in advance than to pay excess mileage charges afterwards.

How do you choose the right mileage for your lease contract?

You can work out the correct number of kilometres by using your past driving habits as a starting point and adding a buffer of 10 to 15 per cent on top. If you don’t have a reference yet, it helps to multiply your expected daily mileage by the number of working days in a year.

A practical approach is to follow these steps:

1. Calculate your average daily driving distance on working days
2. Multiply this by the number of working days per year (on average 220 to 240 days)
3. Add a buffer to cover unexpected journeys, peak periods or private use
4. Compare this figure with the mileage options available in the contract
5. Select the next option above your calculated average

With electric company cars, it’s also wise to take into account how charging habits affect your planning. If you regularly make long journeys and need to charge en route, this can impact productivity. A vehicle with a longer range may therefore be a better choice, even if this affects the lease term.

If you run a business with several vehicles, it’s worth analysing your entire fleet rather than each vehicle individually. This can sometimes enable you to reallocate mileage or better coordinate contracts.

What is the difference between an operational lease and a finance lease in terms of mileage?

With an operational lease, the leasing company sets the mileage limit and bears the residual value risk. With a financial lease, you become the owner of the vehicle at the end of the contract, which means the mileage limit is less strict, but you are responsible for the depreciation.

Operating leases and mileage limits

With an operational lease, the mileage limit is a fixed agreement. The monthly lease payment is based on the vehicle’s expected residual value, and that residual value is directly linked to the number of kilometres driven. If you drive more than agreed, you’ll have to pay a mileage surcharge. If you drive fewer kilometres, you may be entitled to a refund, but this depends on the terms of the contract.

An operational lease is attractive to many business owners because all the costs are known in advance and the vehicle is returned at the end of the lease term. You do not run the risk of the residual value being lower than expected.

Finance leases and mileage limits

With a finance lease, you finance the vehicle and become the owner at the end of the term. There is no fixed mileage limit imposed by the leasing company, but you are responsible for any loss in value resulting from high mileage. This means that if you sell or trade in the vehicle, you can expect to receive a lower price if you have driven a lot of kilometres.

For business owners who drive a lot and ultimately wish to keep the vehicle or sell it, a finance lease can be an attractive option. There is greater flexibility in terms of mileage, but the financial responsibility is also greater.

Can you adjust the mileage limit during the lease term?

Yes, in many cases it is possible to adjust the mileage limit during an ongoing lease contract. Most leasing companies offer this option, but there are conditions and costs involved. An adjustment almost always involves a recalculation of the monthly lease payment.

If, halfway through the contract, you realise that you are consistently driving more or less than expected, it is wise to discuss this with your leasing company in good time. Taking action early is cheaper than waiting until the end of the contract term and then being faced with a hefty bill for excess mileage.

When adjusting the mileage limit, please bear the following in mind:

• Adjustments can usually only be made upwards, not always downwards
• The monthly instalment increases as the mileage limit rises
• Some leasing companies charge an administration fee for amending a contract
• An adjustment only makes sense if you still have a sufficient remaining term

If you want flexibility in your mileage without the risk of incurring charges for exceeding your limit, it is sometimes wiser to opt for a higher mileage limit when you sign the contract. This gives you more leeway throughout the entire term of the contract.

How we can help you with electric commercial vehicle leasing

At Van den Hurk Commercial Vehicles, we understand that choosing the right mileage limit and the right lease contract raises a lot of questions. We’re happy to help you find the right solution, whether you’re looking for a small van for local journeys, an electric commercial vehicle lease for your entire fleet, or a double-cab van for mixed use.

What we can do for you:

• Tailored advice on the right mileage limit based on your driving behaviour and business needs
• A wide range of electric commercial vehicles, from small vans to larger vehicles
• Flexible leasing options – both operational and financial – tailored to your situation
• Personalised support from initial consultation through to delivery, with no hidden costs
• More than 60 years of experience in the Helmond and North Brabant region

Are you wondering which lease contract is best suited to your business? Please get in touch with us or take a look at our current offer on the website. We’d be happy to help you with honest advice and a suitable solution.