Which leasing companies offer double cab vans?

In the Netherlands, several leasing companies offer double cab vans, ranging from large national players to specialised dealers with their own leasing options. You can choose between financial lease, where you are the economic owner, and operational lease, where maintenance and insurance are often included. The choice depends on your business situation, desired flexibility and tax preferences.

What is the difference between financial lease and operational lease for a double cab?

At financial lease you are the economic owner of the double cab van and the vehicle is on your balance sheet. You pay monthly instalments, can reclaim VAT directly and have full control over maintenance and insurance. At operational lease ownership remains with the leasing company and you pay an all-in monthly instalment that often includes maintenance, insurance and road tax.

The main difference is in ownership and responsibility. With financial leasing, you can lease the car up to the purchase price excluding VAT. You can reclaim any VAT directly from the tax authorities because you are the economic owner. Trade-ins or partial payments are also possible. You can include a final instalment in the contract equal to the actual residual value, thus reducing the lease term.

With operational leasing, you pay a fixed amount per month without having to worry about unexpected costs. This makes budgeting easier, but you have less control over how the vehicle is maintained. For business owners who like to decide where and when the van double cab is serviced, financial lease offers more freedom.

Fiscally, financial leasing has advantages if you want to take advantage of the investment deduction. The monthly instalments consist of interest and repayment, with the interest being deductible. With operational leasing, you deduct the full monthly instalment as business expenses. Which form is more advantageous depends on your tax position and whether you want to invest in ownership of the vehicle.

What leasing companies are there for double cab vans?

The Dutch market has several types of providers for leasing a van double cab. Major national leasing companies often offer standard packages with fixed terms and processes. There are also specialised providers that focus on specific sectors such as construction, transport or technical services.

Local dealers with their own leasing options often combine sales and leasing of commercial vehicles. This has the advantage that you get personal advice from someone who knows the vehicles and can help choose the right specifications for your business. They usually work with financing partners to offer flexible solutions.

Banks and financial institutions also offer financial lease products for commercial vehicles. They often require more documentation and have stricter underwriting criteria, but can offer interesting interest rates. Some providers work by phone and e-mail to save costs on offices and reception staff, which is passed on in cheaper rates.

For business owners, it is important to know that not every leasing company has the same offer and terms. Some focus on new vehicles, others on used vans. Terms, mileage limits and additional services also vary between providers. It pays to compare several options before making a choice.

What should you look out for when comparing lease offers?

The monthly often seems like the main point of comparison, but there is more to it than that. Pay attention to what is and is not included in the price. With financial leasing, you usually only pay the principal and interest, while maintenance, insurance and road tax are at your own expense. With operational leasing, these costs are often included in the monthly instalment.

The duration and mileage allowance have a big impact on the total cost. A longer term means lower monthly costs, but you are tied to the contract for longer. With mileage limits, you often pay extra for every kilometre over the agreed limit. Realistically estimate how much you will drive the van double cab to avoid surprises.

Ask for the residual value and final responsibility. With financial leasing, you can often agree on a final instalment, making the monthly costs lower. At the end of the term, you have the choice of taking over, reselling or trading in the van. With operational leasing, you hand in the vehicle and are responsible for any damage above normal wear and tear.

Also look out for hidden costs such as administration fees, connection fees or early repayment charges. Some providers charge extra for adjustments to the contract or for picking up the vehicle. Ask about the security required by the leasing company. With financial leasing, the vehicle itself is often the collateral, while some providers require additional collateral.

Check if you have flexibility in maintenance and repairs. Some contracts require you to go to specific garages, while others give you the freedom to choose your own trusted garage. These car costs such as repairs, maintenance, insurance and motor vehicle tax are entirely in your control as a beneficial owner with financial leasing.

How Van Den Hurk helps with double cab leasing solutions

We understand that finding the right leasing solution for a double cabin van can be quite overwhelming. That is why we are happy to guide you through the entire process, from advice to delivery. With more than 60 years of experience in selling and leasing commercial vehicles, we know exactly what entrepreneurs in the Helmond region and the whole of North Brabant are looking for.

Our leasing support includes:

• Personal advice on financial lease options that suit your business situation
• Transparent explanation of monthly costs, maturities and tax benefits
• Access to a large stock of 400 vans, including double cabs of various makes
• Flexibility in financing with trade-in or part-payment options
• Convenient stock alert service via our website, so you are immediately informed when your desired model becomes available
• Cooperation with reliable partners for insurance and additional services

We work with a simple process in which we communicate by phone and e-mail as much as possible. This saves us costs which we pass on in competitive rates. Our goal is to make it as easy as possible for you. We only ask for the information you really need and take care of the rest.

Want to know more about leasing options for a double cab van? Contact us for a no-obligation discussion. We will gladly think with you about the best solution for your business and help you on your way to reliable business mobility.